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06/22/2017: Buying Is Now 33.1% Cheaper Than Renting in the US

  The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. The updated numbers actually show that the range is an average of 3.5% less expen [Read More...]


06/22/2017: Would you like to learn How Much Equity You Have in Your Home?

Do You Know How Much Equity You Have in Your Home? CoreLogic's latest Equity Report revealed that 91,000 properties regained equity in the first quarter of 2017. This is great news for the country, as 48.2 million of all mortgaged properties are now in a positive equity situation. Price Apprecia [Read More...]


06/16/2017: The TRUTH Behind the RENT vs. BUY Debate

  In a blog post published last Friday, CNBC's Diana Olnick reported on the latest results of the FAU Buy vs. Rent Index. The index examines the entire US housing market and then isolates 23 major markets for comparison. The researchers at FAU use a “‘horse race' comparison between an inRead More...]


06/16/2017: Are Home Prices Approaching Bubble Territory?

As home values continue to rise, some are questioning whether we are approaching another housing bubble. Zillow just reported that: “National home values have surpassed the peak hit during the housing bubble and are at their highest value in more than a decade.” Though that statement is co [Read More...]


06/16/2017: New Home Construction in Gulf Breeze - $287,000 4/3 House

New Custom built energy efficient Earth Cents Home, Hamilton II Being Built by Gulf Coast Dream Homes, Inc. Lighting fixtures are energy saving LED lighting, water saving toilets. It has Energy efficient  Range, built in microwave and dishwasher. This home has vinyl energy starving Low-E windows t [Read More...]


06/12/2017: 4 Reasons to Buy This Summer!

Here are four great reasons to consider buying a home today, instead of waiting. 1. Prices Will Continue to Rise CoreLogic's latest Home Price Index reports that home prices have appreciated by 7.1% over the last 12 months. The same report predicts that prices will continue to increase at a rat [Read More...]


06/11/2017: Market is so strong: If Your Home Hasn’t Sold Yet… Definitely Check the Price!

  The residential housing market has been hot. Home sales have bounced back solidly and are now at their fourth highest pace over the past year. Demand has remained strong ­throughout spring as many real estate professionals are reporting bidding wars with many homes selling above listing price [Read More...]


06/11/2017: 69% of Buyers are Wrong About Down Payment Needs, do you know how much you need?

  According to a recent survey conducted by Genworth Financial Inc. at the Annual Mortgage Bankers' Association Secondary Market Conference, mortgage professionals say that first-time buyers still believe a 20% down payment is necessary to buy in today's market. Nearly 40% of mortgage indust [Read More...]


06/11/2017: Mortgage Interest Rates Reverse Course in 2017 and move downward

  To start the year, housing experts all agreed on one thing: 2017 was going to be the year we would see mortgage interest rates begin to rise. After years of historically low rates, and an improving economy, the question wasn't if they would increase but instead how much they would increase. S [Read More...]


06/10/2017: JUST REDUCED 5355 Longhorn Trail - $259,000 Gulf Breeze, Florida 32563

Craftsman Brick home. Great Open floor plan  with great kitchen with custom cabinets, granite tops, range, micro-wave, dishwasher and refrigerator, tile floors and pantry. Absolutely beautiful front elevation on this Craftsman Style Brick home. Open design home with excellently laid out kitchen. A [Read More...]


06/05/2017: 5913 HUNTINGTON CREEK BLVD Pensacola Florida 32526

Brand New Home. 3 bedroom 2.5 bath in the highly desirable Huntington Creek Subdivision near the New Navy Federal.  Huntington Creek is the only gated community in the HOT Beulah real estate market.  Every home in Huntington Creek sells for well over $400k with lot, but the builder is letting thi [Read More...]


06/05/2017: 6029 HUNTINGTON CREEK CIR Pensacola Florida 32526

New fully furnished model.  This model is a luxurious retreat that reflects the attention to design and detail true of all AR Homes.  This home was created to combine functional living with the stunning design details that uniquely embody our open floor plan concept.  This home will be sure to g [Read More...]


06/01/2017: 5396 Longhorn Trail Gulf Breeze Florida 32563 $294,000 for sale

2 year old  Craftsman Brick home. Open style home with great Kitchen.Exterior walls framed with 2x4 lodge pole 16” O.C. studs. This Home meet NEW RIGID hurricane codes. Common key safety deadbolt locks on all exterior doors. Granite Counter tops with drop in sink with Delta pull down faucet in K [Read More...]


05/31/2017: URGENT: If you have been waiting for the Real Estate market to return to sell, Now is the time

#1 Reason to List Your House for Sale, NOW! If you are debating listing your house for sale this year, here is the #1 reason not to wait! Buyer Demand Continues to Outpace the Supply of Homes for Sale  The National Association of REALTORS' (NAR) Chief Economist Lawrence Yun recently commented o [Read More...]


05/28/2017: Why Hire a Real Estate Professional When Buying or Selling! Here are 5 reasons

  Whether you are buying or selling a home it can be quite an adventurous journey, which is why you need an experienced real estate professional to guide you on the path to your ultimate goal. In this world of instant gratification and internet searches, many sellers think that they can For Sale [Read More...]


05/28/2017: What the Experts Are Saying about the Real Estate Market? Find Out Here

  As we head into summer, it is a great time to review how the 2017 real estate market is doing so far. Here is what the experts are saying: Doug Duncan, Fannie Mae Chief Economist “Positive demographic factors should continue to reshape the housing market, as rising employment and incomes appeRead More...]


05/28/2017: 5727 KAILEY RD, Milton Florida 32583

New two story model home with over 5,000 sf under roof in the and private New Eventide Estates with underground power, water and sewer. Central location 15 minutes to Tiger Point, Pensacola, Milton and Pace with beaches 30 minutes away. This home is a luxurious retreat that reflects the attention t [Read More...]


05/28/2017: 98 Morris Ave -New Listing in Cantonment - $185,000

Amazing workshop and Garage Lovers! Imagine a home built with love and your own hands! This home has original owners that built it and made some updates along the way. It is situated on a large corner lot with a front driveway and a side entrance carport that features excessive parking for those sp [Read More...]


05/28/2017: 1780 Ivalea Circle, Navarre - $220,000

Great well maintained home in great school district.  This area is quiet and close to the water. A short walk to sound access, for boating, kayaking, fishing, swimming and other water activities. Well maintained 3 Bedroom, 2 Bath , 2 Car Garage, on Private road with no through traffic. Very nice f [Read More...]


05/28/2017: 1921 Luneta Street, Navarre - $195,000

Just minutes from Navarre Beach and the beautiful warm emerald green waters of the Gulf of Mexico. Hurlburt Field is 20-25 minutes east. This is a  well maintained home in a very fast growing area of Navarre, close to Navarre Beach Bridge, and the Beach. It Features nice sized yard with a privacy [Read More...]


05/24/2017: The Waters on Soundside Dr in the Nandahala Beach area of Gulf Breeze, Fl 32563

The Waters Community of Soundside Drive in Gulf Breeze, Fl 32563   Link to current status May 23rd, 2017 https://www.youtube.com/edit?o=U&video_id=A_vRThXbrIU [Read More...]


05/22/2017: Think Pet Safety when Selling Your Home: Is Your Home‘Pet-Friendly’?

  One of the many benefits of owning your own home is the freedom to find your ‘furever' friend. By pointing out the aspects of your home that make it ‘pet-friendly' in your listing, you'll attract these buyers rather than alienate the 61% of American households that have a pet! If you are on [Read More...]


05/22/2017: Here are 4 Tips for Effectively Making an Offer on a Home

  So, you've been searching for that perfect house to call a ‘home,' and you finally found one! The price is right, and in such a competitive market, you want to make sure that you make a good offer so that you can guarantee that your dream of making this house yours comes true! Freddie Mac cov [Read More...]


05/22/2017: New Home Construction is the #1 Answer to the Housing Shortage

  The biggest challenge to today's housing market is the shortage of housing inventory for sale. A normal market would see a six-month supply of homes for sale. Currently, that number is below four months. This is the major reason home prices have continued to appreciate at higher levels than hist [Read More...]


05/22/2017: 1786 Galvez Dr, Gulf Breeze, Florida 32563, New Horizons Series Home in the Woodlawn Beach area in Gulf Breeze

1786 Galvez Dr, Gulf Breeze, Florida 32563 Link to the video  https://www.youtube.com/enhance?v=gpKFU0M6SJE Quality 3 Bedroom 2 Bath 2 Car Garage Brick home, Large lot in a great Midway area of Gulf Breeze. Highly rated Gulf Breeze Schools. Tile in all the wet areas, Quality Distinct by Design Ca [Read More...]


05/10/2017: If 2017 is your Year to Move Up to Your Dream Home? Do It Now or as ASAP!

  If you are considering moving up to your dream home, it may be better to do it earlier in the year than later. The two components of your monthly mortgage payment (home prices and interest rates) are both projected to increase as the year moves forward, and interest rates may increase rather dra [Read More...]


05/10/2017: There are early signs that Inventory Shortages Are starting to Slow Down the Market in North West Florida

  The real estate market is moving more and more into a complete recovery. Home values are up. Home sales are up. Distressed sales (foreclosures and short sales) have fallen dramatically. It seems that 2017 will be the year that the housing market races forward again. However, there is one thing [Read More...]


05/09/2017: Moving? Watch 100s of free area videos around the USA and Canada

Here is a link to introduction and city highlights via video of 700 cities in USA and Canada please share if you know anyone relocating   Moving? Watch 100s of free area videos around the USA and Canada  click here Moving? Watch 100s of free area videos around the USA and Canada. Connect with a re [Read More...]


05/05/2017: 2722 Rambler Court, Navarre $174,500

  Brick/vinyl home with split floor plan in Navarre. Master bedroom has huge walk in closet, large bath with garden tub. Eat-in kitchen with tons of counter and cabinet space. Vaulted ceilings and plant ledges. Link to a video of this home https://www.youtube.com/watch?v=BlFZ4QYnn7A Property imagesRead More...]


05/05/2017: 1515 Sandcliff Drive - Pensacola $210,000

SPACIOUS BRICK HOME, 3 BEDROOM, 3 BATH, BEAUTIFUL OPEN FLOOR PLAN, NEW CARPETS, SEPARATE MASTER BEDROOM AND MASTER BATHROOM WITH GARDEN TUB. BONUS ROOM FOR OFFICE OR ADDITIONAL BEDROOM, GREAT ROOM WITH CATHEDRAL CEILINGS, CEILING FAN, LARGE EAT-IN-KITCHEN, LARGE PANTRY, BREAKFAST BAR, WHICH OVERLOO [Read More...]


05/04/2017: Learn the Facts about PMI

  When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase a home with a down payment below 20%, you can never have too much information about Priv [Read More...]


05/04/2017: Are you Buying a Home? Do You Know the Lingo?

  Buying a home can be intimidating if you are not familiar with the terms used during the process. To start you on your path with confidence, we have compiled a list of some of the most common terms used when buying a home. Freddie Mac has compiled a more exhaustive glossary of terms in their [Read More...]


05/04/2017: Is the Current strong and upward Pace of Home Sales Sustainable?

We say yes, Here's why There are some experts questioning whether the current pace of residential home sales is maintainable. Are too many people buying homes like in 2004-2006? Are we headed for another housing crisis? Actually, if we look closely at the numbers, we can see that we are looking at [Read More...]


05/02/2017: Three Duplexes for Sale in Gulf Breeze - $450,000

  Three duplexes with 1 Bedroom 1 Bath each. Offered together. The building can be sold separately in the future. Very clean units. Long term stable tenant base. The area is close to the boat launch, Tiger Point Golf Course, tennis courts and Santa Rosa Sound. Great long term asset.

Property imagesRead More...]


04/27/2017: Read this to assist in Measuring Your Ability to Achieve the American Dream

  Forbes.com recently released the results of their new American Dream Index, in which they measure “the prosperity of the middle class, and...examine which states best support the American Dream.” The monthly index measures several different economic factors, including goods-producing emp [Read More...]


04/27/2017: Here are 3 Charts That Shout, ‘List Your Home Today

  In school, we all learned the theory of supply and demand. When the demand for an item is greater than the supply of that item, the price will surely rise. SUPPLY The National Association of Realtors (NAR) recently reported that the inventory of homes for sale stands at a 3.8-month supply. T [Read More...]


04/27/2017: Tax Return Blues? Owning a Home Could Help

  Many Americans got some depressing news last week; either their tax return was not as large as they had hoped or, in some cases, they were told they owed additional money to either the Federal or State government or both. One way to save on taxes is to own your own home. According to the Tax PoRead More...]


04/27/2017: Real Estate Experts: Here’s Why You Should Buy

  Real Estate mogul, Sean Conlon, host of The Deed: Chicago on CNBC, was recently asked the question, should you buy? Or should you rent a house? Conlon responded: “I am a true believer that you save every penny and you buy your first house... and that is still the fastest path to wealth in tRead More...]


04/21/2017: If you have been Thinking of Selling? Now Is the Time to Act

  If you thought about selling your house this year, now may be the time to do it. The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned the concept of supply and demand: the best time to sell something is when s [Read More...]


04/16/2017: The Importance of Using a Professional to Sell Your Home

  When a homeowner decides to sell their house, they obviously want the best possible price for it with the least amount of hassles along the way. However, for the vast majority of sellers, the most important result is actually getting their homes sold. In order to accomplish all three goals, a se [Read More...]


04/16/2017: Home Mortgages Rates are rising. More consumers qualify for mortgages due to Home mortgage Requirements Easing

  The media has extensively covered the rise in mortgage interest rates since last fall (from 3.42% last September to the current 4.1% according to Freddie Mac). However, a less covered aspect of the mortgage market is that requirements to get a mortgage have eased while rates have risen. The MoRead More...]


04/12/2017: Canal Front Lot - Gulf Breeze - $160,000 1298 SOUNDSIDE LANDING CT

    Incredible views and access to the SOUND AND ICW fronting Duck Bayou on protected deep water canal!!! Great location and lot to build waterfront home on this beautiful 152' /- on the water in the prestigious Soundside subdivision. Land is cleared with a well-built, sturdy seawall. This is a [Read More...]


04/12/2017: The 'REAL' News about Housing Affordability

The 'REAL' News about Housing Affordability Some industry experts are claiming that the housing market may be headed for a slowdown as we proceed through 2017, based on rising home prices and a potential jump in mortgage interest rates. One of the data points they use is the Housing Affordability [Read More...]


04/09/2017: 15,014 Homes Sold Yesterday… Did Yours?

15,014 Homes Sold Yesterday... Did Yours? There are some homeowners that have been waiting for months to get a price they hoped for when they originally listed their house for sale. The only thing they might want to consider is... If it hasn't sold yet, maybe it's not priced properly. After all,  [Read More...]


04/07/2017: If you are Buying a Home Spring 2017? Due to shortage of Inventory leading to Multiple offers, Be Prepared for a Bidding War

  Traditionally, spring is the busiest season for real estate. Buyers come out in force and homeowners list their houses for sale hoping to capitalize on buyer activity. This year will be no different! Buyers have already been out in force looking for their dream homes and more are on their way, [Read More...]


04/07/2017: The 'REAL' Good News about Housing Affordability

  Some industry experts are claiming that the housing market may be headed for a slowdown as we proceed through 2017, based on rising home prices and a potential jump in mortgage interest rates. One of the data points they use is the Housing Affordability Index, as reported by the National AssocRead More...]


04/07/2017: Extra Extra! Spring 2017 Consumer Confidence in the Economy & Housing is Highest its been in Years

  The success of the housing market is strongly tied to the consumer's confidence in the overall economy. For that reason, we believe 2017 will be a great year for real estate. Here is just a touch of the news coverage on the subject. HousingWire: “Consumers' faith in the housing market is stronRead More...]


04/04/2017: Alquilando o comprando…de cualquier forma está pagando una hipoteca

    Hay algunas personas que no han comprado una casa porque están incómodos con tomar la obligación de una hipoteca. Todos deben darse cuenta que, a menos que usted esté viviendo con sus padres sin pagar alquiler, usted está pagando una hipoteca- sea su hipoteca o la de su arrendador.   Co [Read More...]


04/04/2017: If you are Looking to Move-Up to a Luxury Home? Now is the Time to make the move

  If your house no longer fits your needs and you are planning on buying a luxury home, now is a great time to do so! We recently shared data from Trulia's Market Mismatch Study which showed that in today's premium home market, buyers are in control. The inventory of homes for sale in the luxu [Read More...]


04/04/2017: Millionaires to Millennials: Buy Now!

  Self-made millionaire David Bach was quoted in a CNBC article explaining that "the single biggest mistake millennials are making" is not purchasing a home because buying real estate is "an escalator to wealth.” Bach went on to explain: "If millennials don't buy a home, their chances of aRead More...]


03/30/2017: Extra Extra! Great news the Consumer Confidence in Economy & Housing is Soaring

Consumer Confidence in Economy & Housing is Soaring The success of the housing market is strongly tied to the consumer's confidence in the overall economy. For that reason, we believe 2017 will be a great year for real estate. Here is just a touch of the news coverage on the subject. HousingWire: Read More...]


03/30/2017: 1011 Woodlore Circle - Lot for Sale In Gulf Breeze-$25,000

This lot has a ton building potential. The property has some jurisdictional areas. Build your dream home on this beautiful wooded corner lot. Close enough to feel the breezes off the water. Neighboring new homes are being built up a few blocks, not pilings. Public boat launch is 3-5 min. down Bay S [Read More...]


03/24/2017: A look at the great recession and the Foreclosure Crisis: 10 Years after

  CoreLogic recently released a report entitled, United States Residential Foreclosure Crisis: 10 Years Later, in which they examined the years leading up to the crisis all the way through to present day. With a peak in 2010 when nearly 1.2 million homes were foreclosed on, over 7.7 million fam [Read More...]


03/24/2017: This is what are the Experts Saying about where Mortgage Rates are heading

  What Are the Experts Saying about Mortgage Rates? Mortgage interest rates have risen over the last few months and projections are that they will continue their upswing throughout 2017. What impact will this have on the housing market? Here is what the experts are saying: Laurie Goodman, Co-direcRead More...]


03/22/2017: 4 Great Reasons to Buy This Spring!

  Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic's latest Home Price Index reports that home prices have appreciated by 6.9% over the last 12 months. The same report predicts that prices will continue to increase at a [Read More...]


03/22/2017: It's a Seller's Market! Should I Downsize Now?

  A study by Edelman Berland reveals that 33% of homeowners who are contemplating selling their houses in the near future are planning to scale down. Let's look at a few reasons why this might make sense for many homeowners, as the majority of the country is currently experiencing a seller's ma [Read More...]


03/20/2017: 7212 Rampart Way, Pensacola, Florida 32505

Convenient location for NAS or Downtown. This is located in the quiet area in Marcus Lakes. You enter to recently tiled great room and breakfast nook. This home features 3 bedroom with a 4th bedroom that is a flex room that has double doors and can be used as a 4th bedroom, den or flex room. Vaulted [Read More...]


03/20/2017: Beautiful better than new home 978 Perdido Rd, Cantonment Florida 32533

Gorgeous Custom Sessions Contractor built Home in Saverna Park Community.  This lovely home has many bells and whistles not typical in the track builders standard home.  This Craftsman style home features a popular open floor plan with Trey ceilings and can lights in the Great Room and Master Suit [Read More...]


03/18/2017: Coach Keith answers the question: Which Homes Have Appreciated the Most?

Home values have risen dramatically over the last twelve months. The latest Existing Home Sales Report from the National Association of Realtors puts the annual increase in the median existing-home price at 7.1%. CoreLogic, in their most recent Home Price Insights Report, reveals that nation [Read More...]


03/18/2017: Housing Market Expected to “Spring Forward”

  Just like our clocks this weekend in the majority of the country, the housing market will soon “spring forward!” Similar to tension in a spring, the lack of inventory available for sale in the market right now is what is holding back the market. Many potential sellers believe that waiting [Read More...]


03/18/2017: Coach Keith: This is How to Get the Most Money in your pocket When Selling Your Home

  Every homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring you get the highest price possible. 1. Price it a LITTLE LOW  This may seem counterintuitive. However, let's [Read More...]


03/18/2017: A Tale of Two Markets: US Home Market Inventory Mismatch Paints a More Detailed Picture

  The inventory of existing homes for sale in today's market was recently reported to be at a 3.6-month supply according to the National Association of Realtors latest Existing Home Sales Report. Inventory is now 7.1% lower than this time last year, marking the 20th consecutive month of year-o [Read More...]


03/14/2017: Saverna Park Custom beauty 978 Perdido Rd, Cantonment Florida 32533

Gorgeous Custom Sessions Contractor built Home in Saverna Park Community.  This lovely home has many bells and whistles not typical in the track builders standard home.  This Craftsman style home features a popular open floor plan with Trey ceilings and can lights in the Great Room and Master Suit [Read More...]


03/10/2017: New Listing 1712 Ivalea Circle, Navarre $175,000

This is the best home for the money on the market in Navarre. Well maintained home in A rated school district.  This home is on a quiet street and close to the water. Walk to the sound, Santa Rosa Sound offers boating, kayaking, fishing, swimming and other water activities. Well maintained 3 Bedro [Read More...]


03/09/2017: Builder Confidence Hits 11-Year High

  In many areas of the country, there are not enough homes for sale to satisfy the number of buyers looking to purchase their dream homes. Experts have long proposed that a ramp-up in new, single-family home construction would be one of the many ways to overcome this inventory shortage. Accordi [Read More...]


03/08/2017: Existing Home Sales Reach Highest Mark Since 2007 [INFOGRAPHIC]

  Highlights: Sales of existing homes reached the highest pace in a decade at a seasonally adjusted annual rate of 5.69 million. January marked the 59th consecutive month of year-over-year price gains as the median home price rose 7.1% to $228,900. NAR's Chief Economist, Lawrence Yun had this to [Read More...]


03/08/2017: How will Mortgage Rates Impact 2017 Home Values?

  There is no doubt that historically low mortgage interest rates were a major impetus to housing recovery over the last several years. However, many industry experts are showing concern about the possible effect that the rising rates will have moving forward. The Mortgage Bankers Association, FaRead More...]


03/08/2017: If you are Thinking of Selling? We recommend you Do it TODAY!!

That headline might be a little aggressive. However, as the data on the 2017 housing market begins to roll in, we can definitely say one thing: If you are considering selling, IT IS TIME TO LIST YOUR HOME! The February numbers are not in yet, but the January numbers were sensational. Lawrence Yun, [Read More...]


03/07/2017: Beautiful Home at 1997 Reserve Blvd, Navarre Florida - $180,000

  Bring your family and enjoy the lake view behind this lovely all brick, corner lot home in Hidden Shores. It is part of the Navarre school district, conveniently located between Pensacola NAS and Hurlburt Field. This 2004 home has an open floor plan, and eat-in kitchen with top of the line appli [Read More...]


03/02/2017: The Impact of Homeownership on Family Health

  The National Association of Realtors recently released a study titled 'Social Benefits of Homeownership and Stable Housing.' The study confirmed a long-standing belief of most Americans: “Owning a home embodies the promise of individual autonomy and is the aspiration of most American houseRead More...]


03/02/2017: Our prediction of home appreciation through 2021

  Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey. Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts, and investment & market strategists a [Read More...]


03/02/2017: Over 50% of Buyers Are Surprised by Closing Costs

According to a recent survey conducted by ClosingCorp, over half of all homebuyers are surprised by the closing costs required to obtain their mortgage. After surveying 1,000 first-time and repeat homebuyers, the results revealed that 17% of homebuyers were surprised that closing costs were requ [Read More...]


03/02/2017: Remodeled Home located at 7620 Hendrix Ave. now available for $215,000 with screened inground Pool

This home is decked out from front to back. The owner took the time to upgrade the kitchen with brand new cabinets, granite counter tops, lighting, and tile. In the backyard, there is a salt water pool and exterior shed. There is also an outdoor cabana for entertaining. Throughout there is new tile. [Read More...]


02/23/2017: Easy Access: A Key Component in Getting Your House SOLD Quickly!

  So, you've decided to sell your house. You've hired a real estate professional to help you with the entire process, and they have asked you what level of access you want to provide to potential buyers. There are four elements to a quality listing. At the top of the list is Access, followed by Co [Read More...]


02/23/2017: Buy now before mortgage interest rates rise: Most of the US Housing Market Is Moving into 'Buy Territory'!

US Housing Market Is Moving into 'Buy Territory'! According to the Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, the U.S. housing market has continued to move deeper into buy territory, supporting the belief that housing markets across the country remain a sound investment. The BH&J Index [Read More...]


02/23/2017: 59 Million homes will be sold in 2017: Are you one those planning to buy this year?

  According to a survey conducted by Bankrate.com, one in four Americans are considering buying a home this year. If this statistic proves to be true, that means that 59 million people will be looking to enter the housing market in 2017. The survey also revealed 3 key takeaways: Those most lik [Read More...]


02/17/2017: The Great News About Rising Prices for Homeowners

Recently there has been a lot of talk about home prices and if they are accelerating too quickly. As we mentioned before, in some areas of the country, seller supply (homes for sale) cannot keep up with the number of buyers out looking for a home, which has caused prices to rise. The great news a [Read More...]


02/15/2017: Low Interest Rates Increase Your Purchasing Power. Don't hesitate purchase Now!

  According to Freddie Mac's latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 4.09%, which is still very low in comparison to recent history! The interest rate you secure when buying a home not only greatly impacts your monthly housing co [Read More...]


02/15/2017: First Comes Love… Then Comes Mortgage?

  According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2016 at 58% of all buyers. It is no surprise that having two incomes to save for down payments and contribute to monthly [Read More...]


02/15/2017: Marketing your property properly is important because the Buyers Are Searching For Your House in many venues

  The most recent Pending Homes Sales Index from the National Association of Realtors revealed a slight bump in contracts with an increase of 1.6% in December. This news comes as existing home sales are also forecasted to be on pace for 5.54 million in 2017, a 1.7% increase over 2016, which wa [Read More...]


02/09/2017: 4352 Martha Court, Gulf Breeze, FL 32563 -$256,000 4 Bedroom, 2 1/2 Bath

    New Custom built energy efficient Earth Cents Home, Built by Gulf Coast Dream Homes, Inc. Lighting fixtures are energy saving LED lighting, water saving toilets. It has Energy efficient  Range, built in microwave and dishwasher. This home has vinyl energy starving Low-E windows that are. Ve [Read More...]


02/09/2017: 4381 UNDERWOOD CT, Gulf Breeze, FL 32563 $242,000 4 Bedroom, 2 1/2 Bath

New Custom built energy efficient Earth Cents Home, Built by Gulf Coast Dream Homes, Inc. Lighting fixtures are energy saving LED lighting, water saving toilets. It has Energy efficient  Range, built in microwave and dishwasher. This home has vinyl energy starving Low-E windows that are. Very energ [Read More...]


02/09/2017: 7117 DALE ST, Pensacola, FL 32503 $119,900 3 Bedroom, 2 Bath

This a very nice starter home in a very convenient area of Pensacola. It features 3 Bed, 2 bath newer home and the kitchen was remodeled in 2012. It has nice mature trees for shade, features a covered porch on the front and back and the seller replaced vinyl siding with James Hardie Fiber Cement Sid [Read More...]


02/09/2017: 5913 HUNTINGTON CREEK BLVD, Pensacola, FL 32562 $344,900 3 Bedroom, 2 1/2 Bath

New Arthur Rutenberg Homes Corial product.  3 bedroom 2.5 bath in the highly desirable Huntington Creek Subdivision near the New Navy Federal.  Huntington Creek is the only gated community in the HOT Beulah real estate market.  Every home in Huntington Creek sells for well over $400k with lot, [Read More...]


02/09/2017: 1786 GALVEZ DR, Gulf Breeze, FL 32563 $205,000 3 Bedroom, 2 Bath

New Horizons Series built by Gulf Coast Dream Homes. Quality 3 Bedroom 2 Bath 2 Car Garage Brick home, Large lot in a great Midway area of Gulf Breeze. Highly rated Gulf Breeze Schools. Tile in all the wet areas, Quality Distinct by Design Cabinets with quality granite tops. New Custom built energy [Read More...]


02/09/2017: 1792 GALVEZ DR, Gulf Breeze, FL 32563 $205,000 3 Bedroom, 2 Bath

New Horizons Series built by Gulf Coast Dream Homes. Quality 3 Bedroom 2 Bath 2 Car Garage Brick home, Large lot in a great Midway area of Gulf Breeze. Highly rated Gulf Breeze Schools. Tile in all the wet areas, Quality Distinct by Design Cabinets with quality granite tops. New Custom built energy [Read More...]


02/09/2017: 5058 TARPON AVE, Gulf Breeze, FL 32563 $205,000 3 Bedroom, 2 Bath

New Horizons Series built by Gulf Coast Dream Homes. Quality 3 Bedroom 2 Bath 2 Car Garage Brick home, Large lot in a great Midway area of Gulf Breeze. Highly rated Gulf Breeze Schools. Tile in all the wet areas, Quality Distinct by Design Cabinets with quality granite tops. New Custom built energy [Read More...]


02/09/2017: 4328 Cloverwood Court, Gulf Breeze, FL 32563 $235,000 3 Bedroom, 2 Bath

New Custom built energy efficient Earth Cents Home, Built by Gulf Coast Dream Homes, Inc. Lighting fixtures are energy saving LED lighting, water saving toilets (with a number one and a number two lever). It has Energy efficient  Stainless and Black Samsung Range, Stainless and Black built in micro [Read More...]


02/08/2017: Market is booming: Buyer Demand Is Outpacing the Supply of Homes for Sale

  The price of any item is determined by the supply of that item, as well as the market demand. The National Association of REALTORS (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for their monthly REALTORS ConfiRead More...]


02/08/2017: If you are Thinking about Selling? Now is the Time

  It is common knowledge that a large number of homes sell during the spring-buying season. For that reason, many homeowners hold off on putting their homes on the market until then. The question is whether or not that will be a good strategy this year. The other listings that do come out in the s [Read More...]


02/08/2017: History Shows that Homeownership Offers Stability & Wealth Creation

Homeownership Offers Stability & Wealth Creation The most recent Housing Pulse Survey released by the National Association of Realtors revealed that the two major reasons Americans prefer owning their own home instead of renting are: They want the opportunity to build equity. They want a stabl [Read More...]


02/08/2017: Major shortage of inventory: The Start of 2017 is showing a Lack of Homes for Sale Slowing Down the Housing Market

  The housing crisis is finally in the rear-view mirror as the real estate market moves down the road to a complete recovery. Home values are up. Home sales are up. Distressed sales (foreclosures and short sales) have fallen dramatically. It seems that 2017 will be the year that the housing market [Read More...]


02/02/2017: Closing costs are typically between 2 and 5% of your purchase price, have you saved enough?

  There are many potential homebuyers, and even sellers, who believe that they need at least a 20% down payment in order to buy a home or move on to their next home. Time after time, we have dispelled this myth by showing that many loan programs allow you to put down as little as 3% (or 0% with a [Read More...]


02/02/2017: 4 Tips for Success while Making an Offer?

  So you've been searching for that perfect house to call a ‘home,' and you finally found one! The price is right, and in such a competitive market that you want to make sure you make a good offer so that you can guarantee your dream of making this house yours comes true! Freddie Mac covered Read More...]


02/02/2017: Buying power is at a recent high. Buying a Home is More Affordable Than Renting in 2/3 of US Counties

  According to ATTOM Data Solutions' 2017 Rental Affordability Report, buying a home is more affordable than renting in 354 of the 540 U.S. counties they analyzed. The report found that “making monthly house payments on a median-priced home — including mortgage, property taxes and insuranceRead More...]


02/02/2017: What should you Expect From Your Home Inspection

So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing. More often than not, your agent may have made your offer contingent on a clean home inspection. This contingency allows you to renegotiate the price paid for the home, ask the sellers to c [Read More...]


02/02/2017: New Home Sales are soaring! Buyer Demand Is Outpacing the Supply of Homes for Sale

  The price of any item is determined by the supply of that item, as well as the market demand. The National Association of REALTORS (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for their monthly REALTORS ConfiRead More...]


01/20/2017: Myths About Real Estate Reality TV Explained

  Have you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV binge session? We've all been there... watching entire seasons of “Love it or List it,” “Fixer Upper,” “House Hunters,” “Property Brothers,” and so many more, just in one sitti [Read More...]


01/20/2017: Housing Affordability Index will continue to be in a positive range through 2017

Will Housing Affordability Be a Challenge in 2017? Some industry experts are saying that the housing market may be heading for a slowdown in 2017 based on rising home prices and a jump in mortgage interest rates. One of the data points they use is the Housing Affordability Index, as reported by th [Read More...]


01/13/2017: We did a survey and found out what the Top 3 Things Second-Wave Baby Boomers are Looking for in a Home

  According to data from the U.S Census bureau, there are approximately 76.4 million baby boomers living in the United States today. Contrary to what many think, there are very different segments within this generation, and one piece that sets them apart are their housing needs. John McManus, e [Read More...]


01/05/2017: My Pledge: I Will Put You First

  When it comes to buying a home, whether you are a rookie homebuyer or have gone through the process many times, having a local real estate expert who is well versed in the neighborhood you are looking to move into, as well as the trends of that area, should be your goal. One great example of an [Read More...]


01/05/2017: Extra Extra Big News: Year-Over-Year Sales Increases Reach Double Digits in 5 Price Categories

  The National Association of Realtors' most recent Existing Home Sales Report revealed that, compared to last year, home sales are up dramatically in five of the six price ranges they measure. Homes priced between $100-250K showed a 20.7% increase year-over-year. This is an impressive increa [Read More...]


12/21/2016: Two Tips to helpYou Get the Most Money When Selling Your House

2 Tips to Ensure You Get the Most Money When Selling Your House Every homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring you get the highest price possible. 1. Price it a [Read More...]


12/21/2016: Studies show that if you have Student Loans, you likely have a Higher Credit Score

According to a recent analysis by CoreLogic, Millennial renters (aged 20-34) who have student loan debt also have higher credit scores than those who do not have student loans. This may come as a surprise, as there is so much talk about student loans burdening Millennials and holding them back f [Read More...]


12/15/2016: The #1 Reason to Sell your home Now… Not Next Spring

The #1 Reason to Sell Now... Not Next Spring The price of any item (including residential real estate) is determined by ‘supply and demand'. If many people are looking to buy an item and the supply of that item is limited, the price of that item increases. According to the National Association oRead More...]


12/15/2016: Home Ownership is key to Building Your Family’s Wealth Over the Next 5 Years

  Over the next five years, home prices are expected to appreciate 3.24% per year on average and to grow by 21.4% cumulatively, according to Pulsenomics' most recent Home Price Expectation Survey. So, what does this mean for homeowners and their equity position? As an example, let's assume a yo [Read More...]


12/13/2016: Where Will Home Prices Be in 5 Years?

  Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey. Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts, and investment & market strategists a [Read More...]


12/08/2016: Here are 4 compelling Reasons to Buy Your Dream Home This Winter

4 Reasons to Buy Your Dream Home This Winter As the temperature in many areas of the country starts to cool down, you might think that the housing market will do the same. This couldn't be further from the truth! Here are 4 reasons you should consider buying your dream home this winter instead of w [Read More...]


12/08/2016: Studies show that' Selling in the Winter Attracts Serious Buyers

Selling in the Winter Attracts Serious Buyers A recent study of more than 7 million home sales over the past four years revealed that the season in which a home is listed may be able to shed some light on the likelihood that the home will sell for more than asking price, as well as how quickly th [Read More...]


12/01/2016: Homeownership Is a Good Financial Investment, here is 5 reasons why

5 Reasons Why Homeownership Is a Good Financial Investment According to a recent report by Trulia, “buying is cheaper than renting in 100 of the largest metro areas by an average of 37.7%.” That may have some thinking about buying a home instead of signing another lease extension. But, doe [Read More...]


11/22/2016: Are you concerned about your buying power? Why Are Mortgage Interest Rates Increasing?

  According to Freddie Mac's latest Primary Mortgage Market Survey, the 30-year fixed rate mortgage interest rate jumped up to 3.94% last week. Interest rates had been hovering around 3.5% since June, and many are wondering why there has been such a significant increase so quickly. Why did rate [Read More...]


11/16/2016: A Lack of Listings available Remains largest Challenge in the Real Estate Market

  The housing crisis is finally in the rearview mirror as the real estate market moves down the road to a complete recovery. Home values are up, home sales are up, and distressed sales (foreclosures & short sales) are at their lowest mark in over 8 years. This has been, and will continue to be, a [Read More...]


11/11/2016: Is it true most Millennials Live in Their Parent's Basement? Our research says otherwise

  According to the Census Bureau, millennials have overtaken baby boomers as the largest generation in U.S. History. Millennials, or America's youth born between 1982-2000, now represent more than one quarter of the nation's population, totaling 83.1 million. There has been a lot of talk about ho [Read More...]


11/11/2016: Many are choosing a Mortgage before Marriage

  There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a family. Others may think they are too young. And still, others might think their curre [Read More...]


11/11/2016: Do you know Truth About Housing Affordability stats?

  From a purely economic perspective, this is one of the best times in American history to buy a home. Black Night Financial Services discusses this in their most recent Monthly Mortgage Monitor. Here are two of the report's revelations: The average U.S. home value increased by $13,500 from las [Read More...]


11/02/2016: What to consider when having a Home Inspection conducted

So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing. More often than not, your agent may have made your offer contingent on a clean home inspection. This contingency allows you to renegotiate the price paid for the home, ask the sellers to c [Read More...]


11/02/2016: Buying in US in the Fall and Winter of 2016-2017 is Now 37.7% Cheaper than renting

  The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. The updated numbers actually show that the range is an average of 17.4% less expe [Read More...]


10/19/2016: Your Purchasing Power increased because of Historically Low Interest Rates again

  According to Freddie Mac's latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.47%. Rates have remained at or below 3.5% each of the last 16 weeks, marking a historic low. The interest rate you secure when buying a home not only greatly [Read More...]


10/15/2016: Does easy access make a difference in Getting Your House SOLD!

  So you've decided to sell your house. You've hired a real estate professional to help you with the entire process and they have asked you what level of access you want to provide to potential buyers. There are four elements to a quality listing. At the top of the list is Access, followed by Cond [Read More...]


10/15/2016: Market values are changing and Appraisers & Homeowners Don’t See Eye-To-Eye on Values

  In today's housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 5% over the next twelve months. One major challenge in such a market is the bank appraisal. If prices are su [Read More...]


10/12/2016: 3 Questions to Ask Yourself Before Buying or Building Your Dream Home

  If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in the real estate market. Ask yourself the following 3 quest [Read More...]


10/12/2016: The Past, Present & Future of Home Prices from Keith Furrow Real Estate Team Perspective

  The Past, Present & Future of Home Prices CoreLogic released their most current Home Price Index last week. In the report, they revealed home appreciation in three categories: percentage appreciation over the last year, over the last month and projected over the next twelve months. Here are s [Read More...]


10/09/2016: ¿Ha ahorrado lo suficiente para el costo de cierre?

    ¿Ha ahorrado lo suficiente para el costo de cierre? uchos compradores potenciales, e incluso vendedores que, creen que necesitan por lo menos un pago inicial del 20 % para poder comprar una casa, o mudarse a la próxima casa. Vez tras vez, hemos disipado este mito demostrando que hay muchos [Read More...]


10/09/2016: Gulf Breeze History of Mortgage Rates by Past Decades Compared to Today

Mortgage Rates by Decade Compared to Today [INFOGRAPHIC] Some Highlights: The interest rate you secure for your mortgage greatly influences your monthly housing costs. In the 1980s, 30-year fixed mortgage rates averaged in the high 12s making the monthly principal and interest payment over $2,000. [Read More...]


10/09/2016: Beautiful quiet home setting, view nature and wildlife from your large rear deck 5468 Longhorn Trail Gulf Breeze Fl 32563  MLS #499394

5468 Longhorn Trail Gulf Breeze Florida 32563  MLS #499394 Beautiful quiet home setting, view nature and wildlife from your large rear deck. New open 3 bedroom, 2 bathroom, 2 car quality and energy efficient brick and hardboard siding home. Open kitchen design over looking the great room. Front po [Read More...]


10/07/2016: Do you have Enough for Closing Costs put away?

  There are many potential homebuyers, and even sellers, who believe that you need at least a 20% down payment in order to buy a home, or move on to their next home. Time after time, we have dispelled this myth by showing that there are many loan programs that allow you to put down as little as 3% [Read More...]


10/07/2016: There is a shortage of new homes on the market and we need more built

Why We Need More Newly Constructed Homes The number of new home sales is far off historic norms. The National Association of Realtors (NAR) justreported that the percentage of all house sales that were newly constructed homes has fallen to the lowest numbers in forty years. Here is a graph showi [Read More...]


10/04/2016: ¡4 Razones para comprar una casa este otoño!

    ¡4 Razones para comprar una casa este otoño! Es esa época del año; las estaciones están cambiando y con ellas viene a la mente los días festivos que se acercan, las reuniones familiares, y la planificación para el próximo año. aquellos que están a un lado indecisos si ahora es el mom [Read More...]


10/04/2016: 5 Reasons to REThink FSBO selling: "For sale by owner"

  In today's market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for the vast majority of sellers. Here are t [Read More...]


10/02/2016: Home Sales are Expected to Increase in 2017

  The National Association of RealtorsThe Mortgage Bankers' AssociationFreddie Mac and Fannie Mae are all projecting that home sales will increase in 2017. Here is a chart showing what each entity is projecting in sales for this year and the next. As we can see, each is projecting siza [Read More...]


10/02/2016: Lack of Existing Home Sales Inventory Impacting fall 2016 Home Sales

  Some Highlights: Existing home inventory is down 10.1% from last year. A lack of inventory explains the modest increase in home sales (0.8% year-over-year) despite strong buyer demand. Existing home prices increased 5.1% year-over-year, which is directly related to the lack of inventory. [Read More...]


10/02/2016: Why We All Need A ‘Phil Dunphy’ On Our Side

  Whether or not you've ever seen an episode of Modern Family, or know who Phil Dunphy's character is, the concept of knowing that you have someone in your corner who is looking out for your best interests is something we all want. When it comes to buying a home, whether you are a rookie home [Read More...]


10/02/2016: Signs are continuing to point that the US Housing Market is Moving Further towards recommended Buy Territory

  According to the latest Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, the U.S. housing market has continued to move deeper into buy territory, supporting the belief that housing markets across the country remain a sound investment. The BH&J Index is a quarterly report that attempts to [Read More...]


09/22/2016: Are you ready to make and offer on a Home? Here are 4 great tips

  So you've been searching for that perfect house to call a ‘home' and you finally found one! The price is right, and in such a competitive market you want to make sure you make a good offer so that you can guarantee your dream of making this house yours comes true! Freddie Mac covered “4 TiRead More...]


09/22/2016: GREAT NEWS! 76% Of US Homeowners Now Have at Least 20% Equity in Their Homes!

CoreLogic's latest Equity Report revealed that 91.1% of all mortgaged properties are now in a positive equity situation, while 75.9% now have significant equity (defined as more than 20%)! The report also revealed that 548,000 households regained equity in the second quarter of 2016 and are no l [Read More...]


09/22/2016: Proof the 2016 Gulf Breeze and Pensacola Real Estate Market Is Getting Stronger and Stronger

  Whenever there is talk about an improving housing market, some begin to show concern that we may be headed toward another housing bubble that will be followed by a crash similar to the one we saw last decade. Here are five data points that show the housing market will continue to recover, and th [Read More...]


09/19/2016: Don’t Underestimate the Value and Importance of Using an Agent When Selling Your Home

  When a homeowner decides to sell their house, they obviously want the best possible price with the least amount of hassles. However, for the vast majority of sellers, the most important result is to actually get the home sold. In order to accomplish all three goals, a seller should realize the i [Read More...]


09/18/2016: The Cost of NOT Owning Your Home

  Owning a home has great financial benefits. Because of this, more and more experts are growing concerned about the ramifications of a falling homeownership rate. Today, let's look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America [Read More...]


09/18/2016: Sea que usted alquila o compra, está pagando una hipoteca

Hay algunas personas que no han comprado una casa porque están incómodos con tomar la obligación de una hipoteca. Todos deben darse cuenta que, a menos que usted esté viviendo con sus padres libres de alquiler, usted está pagando una hipoteca- sea su hipoteca o la de su arrendador. Como explic [Read More...]


09/18/2016: 50% of Houses Sold in 36 Days or Less in July

  Some Highlights: The National Association of REALTORS® surveyed their members for their Confidence Index The REALTORS® Confidence Index is a key indicator of housing market strength based on a monthly survey sent to over 50,000 real estate practitioners. Practitioners are asked about the [Read More...]


09/18/2016: Porque obtener una pre-aprobación debe ser el primer paso

chos mercados a través del país, la cantidad de compradores que están buscando la casa de sus sueños de gran manera ha superado la cantidad de casas para la venta. Esto ha llevado a un mercado competitivo donde los compradores a menudo tienen que sobresalir. Una forma de mostrar que usted est [Read More...]


09/15/2016: AREMMortgage Standards Easing TOO MUCH?          NO!! NO!! Not at all

  There is no doubt that getting a mortgage is easier today than it was right after the housing crash a decade ago. However, the easing of credit availability has led to some questioning of whether or not we are headed for another housing crisis. Let's put everything into the proper perspective. M [Read More...]


09/15/2016: This is why Getting Pre-Approved Should Be Your First Step

  In many markets across the country, the amount of buyers searching for their dream homes greatly outnumbers the amount of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-q [Read More...]


09/15/2016: Compare the New Construction Numbers: Now Versus 2005

New Construction Numbers: Now Versus 2005 There is some thinking that the pace of the housing recovery is unsustainable and that we may be heading for another housing bubble. However, Jonathan Smoke, the Chief Economist of realtor.com explains the basic difference between 2005 and today: “The hRead More...]


09/08/2016: Is the Current Pace of Home Sales Sustainable?

   There are some experts questioning whether the current pace of residential home sales is sustainable. Are too many people buying homes like in 2004-2006? Are we headed for another housing crisis? Actually, if we look closely at the numbers, we can see that we are looking at a very healthy real [Read More...]


09/08/2016: 14,767 Homes Sold Yesterday… Did Yours?

  There are some homeowners that have been waiting for months to get a price they hoped for when they originally listed their house for sale. The only thing they might want to consider is... If it hasn't sold yet, maybe it's not priced properly. After all, 14,767 houses sold yesterday, 14,767 [Read More...]


09/08/2016: The 5 best Reasons to Sell Fall 2016

  School is back in session, the holidays are right around the corner, you might not think that now is the best time to sell your house. But with inventory below historic numbers and demand still strong, you could be missing out on a great opportunity for your family. Here are five reasons why yo [Read More...]


09/07/2016: ALERT Home Values: DEFINITELY NOT in Bubble Range!!

There are some industry pundits claiming that residential home values have risen too quickly and that current levels are on the verge of another housing bubble. It is easy to see how this thinking has taken form if we look at a graph of home prices from 2000 to today. The graph definitely looks li [Read More...]


08/30/2016: Don’t Get Caught in the Rental Trap!

  There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage. Don't Become Trapped Jonathan Smoke, Chief Economist at realtor.com, reported on what he calls a “Rental AffordabilRead More...]


08/16/2016: Saving to Buy a Home? Do You Know the Difference Between Cost & Price?

As a seller, you will be most concerned with the ‘short term price' – where home values are headed over the next six months. As a buyer, you must be concerned not with price but instead with the ‘long term cost' of the home. Many economists have pointed to Brexit (Britain's exit from the Euro [Read More...]


08/16/2016: What are Real Estate Values Today Compared to Pre-2008 Peak

This housing market has many people talking about home values; where they are and where they are headed. It's also interesting to look back and see how home prices compare to values prior to the housing crisis. Every quarter, Freddie Mac releases their House Price Index. The index usually provi [Read More...]


08/16/2016: Where Are Home Prices Headed Over the Next 5 Years?

Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey. Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts, and investment & market strategists about [Read More...]


07/26/2016: Rents Skyrocket at Highest Rate in Almost a Decade

Rents Skyrocket at Highest Rate in Almost a Decade The Consumer Price Index (CPI) was released by the Labor Department last week. An analysis by Market Watch revealed the cost of rent was 3.8% higher than a year ago for the second straight month in June. That's the strongest yearly price gaiRead More...]


07/26/2016: Brexit 1 Month Later: The Impact on Mortgage Rates

Brexit 1 Month Later: The Impact on Mortgage Rates Just over a month ago, the United Kingdom decided to withdraw from the European Union in a decision commonly known as Brexit. At that time there was a lot of speculation on how that decision would impact the U.S. residential mortgage market. Today, [Read More...]


07/07/2016: BREXIT: What’s the FIXIT for U.S. Home Buyers and Sellers

  Now that much of the dust has settled and the panic has waned, let's take a look at what impact Britain's exit from the European Union may have on the U.S. housing market. The most immediate impact of Brexit will be on mortgage interest rates. Interest rates have remained at historic lows for th [Read More...]


07/07/2016: 2 Tips For Getting The Most Money When Selling Your House

        2 Tips For Getting The Most Money When Selling Your House Every homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring you get the highest price possible. 1. P [Read More...]


07/07/2016: 4 Reasons to Buy This Summer!

  Summer is here! The temperature isn't the only thing heating up right now, so too is the housing market in many areas of the country! Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic's latest Home Price Index reports tha [Read More...]



06/17/2016: Your First Home is now Within Your Grasp?

  There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a family. Others may think they are too young. And still others might think their curren [Read More...]


06/17/2016: The Spring 2016 Real estate Market trend

  This is a pretty common question that a potential home buyer or seller may be asking themselves. Leading economists in real estate converged in New Orleans this past week as they presented their answer to this question at the 50th Annual Real Estate Journalism Conference for the National AssocRead More...]


06/17/2016: US Single family Housing Market Swings in Favor of Homeownership

  According to the latest Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, homeownership is a better way to produce greater wealth, on average, than renting. The results from the first quarter index showed that “16 of the 23 metropolitan markets investigated moved in the direction of buy Read More...]


06/17/2016: Housing Inventory will start to increase

  Here Comes the Housing Inventory!! Almost every real estate conversation revolves around the continuous rise in house values over the last four years. Some have even mentioned a concern about another possible bubble forming. However, the recent increase in prices can be attributed to a very simp [Read More...]


06/15/2016: Single Women Make Up 2nd Largest Home Buying Group

  According to the National Association of Realtors' (NAR) 2015 Profile of Home Buyers and Sellers, single women made up 18% of all first-time homebuyers last year, second only to married couples who made up 54% of total buyers. Whether they are young, single and no longer want to rent, or newly [Read More...]


06/15/2016: Is Your First Home Within Your Grasp Now?

  There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a family. Others may think they are too young. And still others might think their curren [Read More...]


06/15/2016: Harvard: 5 Reasons Why Owning A Home Makes Sense Financially

Harvard: 5 Reasons Why Owning A Home Makes Sense Financially We have reported many times that the American Dream of homeownership is alive and well. The personal reasons to own a home differ for each buyer, but there are many basic similarities. Eric Belsky is the Managing Director of the JoRead More...]


05/20/2016: Does Presidential Election Impact Housing ?

Every four years people question what effect the Presidential election might have on the national housing market. Let's take a look at what is currently taking place. The New York Times ran an article earlier this week where they explained: “A growing body of research shows that during presidRead More...]


05/17/2016: In a Seller’s Market: Is this your Time to Downsize?

  A study by Edelman Berland reveals that 33% of homeowners who are contemplating selling their house in the near future are planning to scale down. Let's look at a few reasons why this might make sense for many homeowners, as the majority of the country is currently experiencing a seller's ma [Read More...]


05/17/2016: Great News! Sales Up In Nearly Every Price Range

  The National Association of Realtors' most recent Existing Home Sales Report revealed that home sales were up rather dramatically over last year in five of the six price ranges they measure. Only those homes priced under $100,000 showed a decline (-4.6%). The decline in this price range poi [Read More...]


05/09/2016: Attention:Warren Buffett says here is No Housing Bubble

  With home prices expected to appreciate by over 5% this year, some are beginning to worry about a new housing bubble forming. Warren Buffet addressed this issue last week in an article by Fortune Magazine. He simply explained: “I don't see a nationwide bubble in real estate right now at alRead More...]


05/04/2016: EXTRA EXTRA:Housing Inventory Disappearing Fast

  The price of any item is determined by the supply of that item, and the market demand. The National Association of Realtors (NAR) recently released their latest Existing Home Sales Report which gives insight into today's market conditions. Inventory Levels & Demand Sales of existing homes ro [Read More...]


04/28/2016: VERY IMPORTANT… You Do Not Need 20% Down To Buy Now

A survey by Ipsos found that the American public is still somewhat confused about what is actually necessary to qualify for a home mortgage loan in today's housing market. The study pointed out two major misconceptions that we want to address today.  1. Down Payment The survey revealed that cons [Read More...]


04/28/2016: Homes Continue to Sell Quickly Nationwide

The National Association of Realtors (NAR) recently released their latest Existing Home Sales Report, which revealed that homes were on the market for an average of 47 days in March. This is a decrease from the 59 days reported in February, as well as the 52 days reported back in March 2015. 42% [Read More...]


04/23/2016: Home Prices Are Up…But There is a Challenge

Home Prices Are Up...But There is a Challenge Home values continue to climb and are projected to increase by about 5% over the next twelve months. That is great news for anyone who owns a home. However, it could present a challenge for a family trying to sell their house. If prices are surging, i [Read More...]


04/20/2016: TIME TO BUY: Studies show Buying a Home is 36% Less Expensive Than Renting Nationwide!

    In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. The updated numbers actually show that the range is an average of 5% less expe [Read More...]


04/19/2016: If You Are Thinking of Selling, Now Is The Time

      If you thought about selling your house this year, now may be the time to do it. The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned the concept of supply and demand: the best time to sell something i [Read More...]


04/16/2016: The Statistics Show Vacation Home Sales: Sales Down, Prices Up

    The National Association of Realtors recently released their 2016 Investment and Vacation Home Buyers Survey. The survey revealed many characteristics of both vacation home purchasers and investors. Today, we want to concentrate on the vacation real estate market. The survey found that v [Read More...]


04/16/2016: The Research shows us that Over Half of Americans are Planning on Buying a Home in the Next 5 Years

    According to the BMO Harris Bank Home Buying Report, 52% of Americans say they are likely to buy a home in the next five years. Americans surveyed for the report said that they would be willing to pay an average of $296,000 for a home and would average a 21% down payment. The report also i [Read More...]


04/15/2016: The Top Reasons Why Americans Buy Homes

    Last week, the inaugural “Homebuyer Insights Report” was released by the Bank of America. The report revealed the reasons why consumers purchase homes and what their feelings are regarding homeownership. Consumer Lending Executive, D. Steve Boland, explained: “Homebuyers today are motRead More...]


04/12/2016: Believe or not You Can Save for a Down Payment Faster Than You Think

You Can Save for a Down Payment Faster Than You Think
    In a study conducted by Builder.com, researchers determined that nationwide, it would take “nearly eight years” for a first-time buyer to save enough for a down payment on their dream home. Depending on where you live, median rents, [Read More...]


04/07/2016: Whether you are Renting or Buying: Either Way You’re Paying A Mortgage

    There are some renters that have not yet purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage - either your mortgage or your landlord's. As The JoinRead More...]


04/07/2016: Extra ! Extra ! Real Estate Sales in 2016 Will Be the Best Year in 10 Years

Real Estate: 2016 Will Be the Best Year in a Decade   A few weeks ago, Jonathan Smoke, the Chief Economist at realtor.com, exclaimed: “All indicators point to this spring being the busiest since 2006.” Now, Freddie Mac has doubled down on that claim and is saying that 2016 will be the be [Read More...]


04/05/2016: Why Wait! Move Up To Your Dream Home Now! Prices and interest rates are going up

    Now that the housing market has stabilized, more and more homeowners are considering moving up to the home they have always dreamed of. Prices are still below those of a few years ago and interest rates have stayed near historic lows. Sellers should realize that waiting to make the move whe [Read More...]


04/01/2016: Awesome News! 2016 Home Sales Doing Great!!

2016 Home Sales Doing Just Fine!!   Some of the housing headlines are causing concern for some consumers who are in the process of either buying or selling a home. Pundits are concerned over the lack of new construction or the month-over-month sales numbers. Let's set the record straight; 2015 was [Read More...]


03/30/2016: Home ownership Past, Present & Future in Home Values

Past, Present & Future Home Values   In CoreLogic's latest Home Price Index, they revealed home appreciation in three categories: percentage appreciation over the last year, over the last month, and projected appreciation over the next twelve months. Here are state maps for each category: The Read More...]


03/29/2016: Awesome News! Sales Contracts Hit Highest Level in Months

  The National Association of Realtors (NAR) just announced that the February Pending Home Sales Index reached its highest reading since July 2015. What is the Pending Home Sales Index (PHSI)? NAR's PHSI is “a forward-looking indicator based on contract signings”. The higher thePending Read More...]


03/29/2016: Here are the Top 5 Reasons You Should Not For Sale By Owner

    In today's market, with homes selling quickly and prices rising, some homeowners might consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not be a good idea for the vast majority of sellers. Here are f [Read More...]


03/28/2016: Home Sales Up Year-Over-Year from 2015 to 2016

    Some Highlights This is the 48th consecutive month with year-over-year price gains. Lawrence Yun, NAR's Chief Economist says that, "The main issue continues to be a supply & affordability problem. Finding the right property at an affordable price is burdening many potential buyers." Inve [Read More...]


03/24/2016: Times they are changing! 91.5% of Homes in the US have Positive Equity

    CoreLogic's latest Equity Report revealed that one million borrowers regained equity in their homes in 2015. The outlook for 2016 remains positive as well, as an additional 850,000 properties would regain equity if home prices rose another 5% this year.  The study also revealed: 95% of [Read More...]


03/24/2016: More Proof This Isn’t a Housing Bubble

  Two weeks ago, we posted a blog which explained that current increases in home prices were the result of the well-known concept of supply & demand and should not lead to conversations of a new housing bubble. Today, we want to look at home prices as compared to current incomes. Here is a graph [Read More...]


03/24/2016: Here are 3 Charts That Scream ‘You List Your Home Today’

      In school we all learned the Theory of Supply and Demand. When the demand for an item is greater than the supply of that item, the price will surely rise. SUPPLY The National Association of Realtors (NAR) recently reported that the inventory of homes for sale stands at a 4.4-month su [Read More...]


03/22/2016: The Mortgage Process: This What You Need To Know [INFOGRAPHIC]

  Some Highlights: Many buyers are purchasing a home with a down payment as little as 3%. You may already qualify for a loan, even if you don't have perfect credit. Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford. [Read More...]


03/22/2016: What is the Importance of Using an Agent To Sell Your House?

  When a homeowner decides to sell their house, they obviously want the best possible price with the least amount of hassles. However, for the vast majority of sellers, the most important result is to actually get the home sold. In order to accomplish all three goals, a seller should realize the i [Read More...]


03/18/2016: Big News in Sping 2016:Lack of Inventory Challenging Many Housing Markets

  Going into the 2016 spring market, the biggest challenge the real estate industry has is the lack of available housing inventory for sale. Here are a few experts and their thoughts on the subject: David Crowe, Chief Economist for the National Association of Home Builders: “Many sellers may noRead More...]


03/16/2016: What is the Main Reason to Use a Real Estate Professional when Selling Your House?

  Every homeowner hopes to accomplish five goals when selling their home: Sell it for the best price Sell it within a predetermined time Sell it with the least amount of hassles Close on the sale the same day they move into their new home The fifth reason is the most obvious and the most importa [Read More...]


03/15/2016: Those darn details and Appraisers. The Gap Between Homeowner’s & Appraiser’s Opinions is Widen

  In today's housing market, where supply is very low and demand is very high, home values are increasing rapidly. One major challenge in such a market is the bank appraisal. If prices are surging, it is difficult for appraisers to find adequate, comparable sales (similar houses in the neighborh [Read More...]


03/14/2016: What If I Wait Until Next Year To Buy A Home? Does that matter? It may cost you big $

What If I Wait Until Next Year To Buy A Home? As a seller, you will be most concerned about ‘short term price' – where home values are headed over the next six months. As either a first-time or repeat buyer, you must not be concerned only about price but also about the ‘long term cost' of [Read More...]


03/11/2016: Great News! Home Prices Are Rising.Even Better News NO, a New Housing Bubble is NOT Forming!

We recently reported that home prices are continuing to rise across most of the nation. This has created concern in some pundits that a housing bubble, like we saw ten years ago, is forming again. We want to explain why these concerns are unfounded. The current increase in home values can be easily [Read More...]


03/08/2016: Extra! Extra! Study Again Finds Homeownership to be a Better Way of Producing Wealth

  According to the latest Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Indexhomeownership is a better way to produce greater wealth, on average, than renting. The BH&J Index is a quarterly report that attempts to answer the question: Is it better to rent or buy a home in today's housing marketRead More...]


03/08/2016: I recommend You Put Your Housing Cost To Work For You!

  There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home. As we have said before, mortgage interest rates are still near historic lows and rents continue to rise. Housing Cost & Net Worth Whether you rent or bu [Read More...]


03/04/2016: Home Prices Up 5.76% Across The Country! [INFOGRAPHIC

Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latestQuarterly Home Price Index report. In the report, home prices are compared both regionally and by state. Based on the latest numbers, waiting to move may end up costing you more! [Read More...]


03/03/2016: I know you have heard this before... Real Estate is a Great Investment!

  In a recent blog post on Marginal Revolution, economist Alex Tabarrok discussed homeownership as an investment. Here is what Mr. Tabarrok had to say: “Housing is overrated as a financial investment. First, it's not good to have a significant share of your wealth locked into a single asset. Read More...]


03/02/2016: How To Get The Most Money When Selling Your House


Every homeowner wants to make sure they maximize their financial reward when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring you get the highest price possible. 1. Price it a LITTLE LOW This may seem counterintuitive. Howeve [Read More...]


03/02/2016: Thousands and Thousands of homes selling daily,14,986 Homes Sold Yesterday… Did Yours?

  There are some homeowners that have been waiting for months to get a price they hoped for when they originally listed their house for sale. The only thing they might want to consider is... If it hasn't sold yet, maybe it's not priced properly. After all 14,986 houses sold yesterday, 14,986 Read More...]


02/27/2016: Existing Home Sales go up Inch by Inch Up In January 2015 to January 2016

  Some Highlights: Existing Home Sales rose to an annual rate of 5.47 million, representing an 11% increase year-over-year. Inventory levels remain below the 6-month supply needed for a normal market at a 4.0-month supply. Lawrence Yun, NAR's Chief Economist, warns: "The spring buying season isRead More...]


02/25/2016: The Lowest Inventory in years Causes the Home Prices to Accelerate in most markets

  The National Association of Realtors (NAR) released their latest Quarterly Metro Home Price report earlier this month. The report revealed that home prices are not only continuing to rise but that the increases are accelerating. Lawrence Yun, Chief Economist at NAR, discussed the impact of l [Read More...]


02/24/2016: Wow! Home Mortgage Rates Again at Historic Lows!

Mortgage Rates Again at Historic Lows Just two weeks ago, we posted an article discussing where mortgage interest rates may be heading over the next twelve months. We quoted projections from Fannie Mae,Freddie Mac, the Mortgage Bankers' Association and the National Association of Realtors. Each [Read More...]


02/23/2016: Home Values in the Future: Where Do The Experts Think They Are Headed in 2016 and beyond?

  Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey. Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts and investment & market strategists abo [Read More...]


02/19/2016: Homeownership Finally Makes the Important Political Debate stage

    This is not a political post! Finally, the issue of homeownership has become a platform talking point in this year's presidential debate. Yesterday, one of the candidates running for President spoke out about the importance of homeownership in America. Hillary Clinton detailed a new econo [Read More...]


02/17/2016: When it comes to buying or selling your home, Play Chess… Not Checkers

Checkers is a simple game with a simple objective; eliminate the other player's pieces. Even the process of doing so is simple, jump the other player's pieces and start a collection. There is very little thought as to a defensive strategy and it is often more reactive than strategic. Even though th [Read More...]


02/16/2016: A Homeowner’s Net Worth is 45 times Greater Than a Renter’s Net Worth

Homeowner's Net Worth is 45x Greater Than a Renter's   Every three years the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner's net worth is [Read More...]


02/13/2016: How Do You Know If You’ve Found Your ‘Perfect Match in a Realtor?

How Do You Know If You've Found Your ‘Perfect Match'? [INFOGRAPHIC] Some Highlights: Every agent brings a different set of skills & specialties to their clients. It is important to find an agent who you can trust to guide you through the entire process step-by-step. Having a conversation about yo [Read More...]


02/12/2016: Great News now and through 2016:Final 2015 Housing Numbers Now In

    Many have questioned the stability of certain sectors of the U.S. Economy, one section in particular is the housing market. Today we would like to share how the experts feel about how we ended 2015 and where they think we are headed in 2016. How did we do in 2015? The National Association o [Read More...]


02/11/2016: How Much Equity You Have In Your Home? Call me and You May Be Surprised!

  CoreLogic's latest Equity Report revealed that 256,000 properties regained equity in the third quarter of 2015. This is great news for the country, as 92% of all mortgaged properties are now in a positive equity situation. Price Appreciation = Good News For Homeowners Frank Nothaft, CoreLogiRead More...]


02/06/2016: Can you Guess Which state leads where Are Americans Moving?

  Some Highlights: For the 4th year in a row the Northeast saw a concentration of High Outbound activity. Oregon held on to the top stop of High Inbound states for the 3rd year in a row. Much of this Outbound activity can be attributed to Boomers relocating to warmer climates after retiring. [Read More...]


02/04/2016: We all Love Shark tank, But This Time “Mr. Wonderful” is just WRONG!!

  Recently, on CNBC's Closing Bell, Shark Tank investor Kevin O'Leary, also known as “Mr. Wonderful,” said Millennials “don't give a poo-poo about owning a house.” This thinking couldn't be further from the truth. Let's give a few examples to make this point. 1.) In the recent National [Read More...]


02/03/2016: Harvard: Why Owning A Home Makes Sense Financially

Harvard: Why Owning A Home Makes Sense Financially   We have reported many times that the American Dream of homeownership is alive and well. The personal reasons to own differ for each buyer, with many basic similarities. Eric Belsky, the Managing Director of the Joint Center of Housing SRead More...]


02/03/2016: No Matter Which Groundhog You Listen To, You Should Sell Before Spring!

No Matter Which Groundhog You Listen To, You Should Sell Before Spring!   Is spring closer than we think? Depending on which Groundhog you witnessed today, you may have less time than you think to get your home on the market before the busy spring season. Many sellers feel that the spring is the [Read More...]


01/30/2016: Existing Home Sales Bounce Back [INFOGRAPHIC]

Existing Home Sales Bounce Back [INFOGRAPHIC] Some Highlights: Sales in December were 14.7% higher than those in November, marking the largest month-over-month increase ever recorded. Inventory levels are still below historic norms at 3.9-months supply. Median home price is up 7.6% from last year, [Read More...]


01/30/2016: Thinking of Selling? Why Now May Be The Time

Thinking of Selling? Why Now May Be The Time   It is common knowledge that a large number of homes sell during the spring-buying season. For that reason, many homeowners hold off on putting their home on the market until then. The question is whether or not that will be a good strategy this yea [Read More...]


01/30/2016: Where Are Interest Rates Headed This Year?

Where Are Interest Rates Headed This Year?   With interest rates still below 4%, many buyers may be on the fence as to whether to act now and purchase a new home, or wait until next year. If you look at what the four major reporting agencies are predicting for 2016, it may make the decision fo [Read More...]


01/30/2016: Millions of Boomerang Buyers about to Enter Market

A Million Boomerang Buyers about to Enter Market   TransUnion recently released the results of a new study titled “The Bubble, the Burst and Now - What Happened to the Consumer?” The study revealed that 1.5 million homeowners that were negatively impacted by the housing crisis could re-e [Read More...]


01/25/2016: Home Sales Rebound in December 2015!

Existing Home Sales Rebound in December     The National Association of Realtors (NAR) just released their latest Existing Home Sales Report on Friday. Sales of existing homes rose by the largest increase ever recorded as they rebounded 14.7% over November's numbers and now stand at 7.7% hi [Read More...]


01/24/2016: Decisions, decisions...Should I Buy Now Or Wait Until Next Year? [INFOGRAPHIC]

Should I Buy Now Or Wait Until Next Year? [INFOGRAPHIC]   Some Highlights: The Cost of Waiting to Buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac predicts interest rates to rise to 4.8% by next yea [Read More...]


01/22/2016: Rents are Still Skyrocketing! 2016 will see a Huge increase in the average rent cost North west Florida

Rents Still Skyrocketing   Zillow recently revealed that the 43 million renter households in the US spent $535 billion on rent in 2015. Aggregate numbers like these often make it difficult to truly assess a situation. For more clarity, we want to share some points that were made in aWall StreetRead More...]


01/22/2016: How do I buy my first home ?

Are You Wondering What It Takes To Buy Your First Home?   There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a family. Others may think the [Read More...]


01/19/2016: Thinking of Buying? Selling? 5 Reasons You Need To Hire A Professional

Thinking of Buying? Selling? 5 Reasons You Need To Hire A Professional   Whether you are buying or selling a home, it can be quite an adventurous journey. You need an experienced Real Estate Professional to lead you to your ultimate goal. In this world of instant gratification and internet searc [Read More...]


01/15/2016: Why Would you or other Americans Consider Moving?

Why Do Americans Consider Moving? [INFOGRAPHIC]   Some Highlights: In a recent Harris Poll, Americans listed "change in climate/weather" as their top reason for wanting to relocate. 41% would move for a better job opportunity. Being closer to loved ones filled out 3 of the top 6 reasons wh [Read More...]


01/15/2016: The Most Appealing Aspects of Homeownership

The Most Appealing Aspects of Homeownership     The National Association of Realtors (NAR) just released their first issue of the Housing Opportunities & Market Experience Survey (HOME). In the report, NAR revealed what Americans believe to be the most appealing aspects of homeownership. HeRead More...]


01/14/2016: The Lack of Listings is Slowing Down the Housing Market in many markets

Lack of Listings Slowing Down the Housing Market The housing crisis is finally in the rear view mirror as the real estate market moves down the road to a complete recovery. Home values are up. Home sales are up. Distressed sales (foreclosures and short sales) have fallen dramatically. It seems that [Read More...]


01/14/2016: When Is It A Good Time To Rent? NOT right Now!

When Is It A Good Time To Rent? NOT Now! People often ask whether or not now is a good time to buy a home. No one ever asks when a good time to rent is. However, we want to make certain that everyone understands that today is NOT a good time to rent. The Census Bureau recently released their thi [Read More...]


01/14/2016: Thinking of Buying a Home? 3 Questions Every Buyer Should Answer First

Thinking of Buying a Home? 3 Questions Every Buyer Should Answer First  
If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is current [Read More...]


01/11/2016: Change in Home Sales by Price Range [INFOGRAPHIC]

Change in Home Sales by Price Range [INFOGRAPHIC] Some Highlights:  Home Sales are up year-over-year in the top 4 price ranges and only slightly below last year's numbers in a fifth. A lack of distressed property inventory has led to a slow down in sales in the under $100K price range. As home p [Read More...]


01/08/2016: Obstacles to Home ownership: Perceived or Real?

Obstacles to Homeownership: Perceived or Real? Yesterday, we discussed the belief Americans have in homeownership and their desire to partake in this piece of the American Dream. We also discussed some of the obstacles preventing them from attaining that goal. However, studies have shown that man [Read More...]


01/08/2016: Real Estate Shines as an Investment in 2015

Real Estate Shines as an Investment in 2015   A survey by The Joint Center of Housing Studies at Harvard University reveals that when a family is buying a home they consider the financial benefits of homeownership along with the social benefits. The survey mentions things like: Paying rent [Read More...]


01/05/2016: Top Reason to List Your House For Sale Now!

Top Reason to List Your House For Sale Now!   If you are debating listing your house for sale this year, here is the #1 reason not to wait! Buyer Demand Continues to Outpace the Supply of Homes For Sale The National Association of REALTORS' (NAR) Chief Economist, Lawrence Yun recently commented [Read More...]


01/05/2016: Reason to hire a Professional Realtor in 2016

Resolve to Hire a Real Estate Professional in 2016 [INFOGRAPHIC]  
Some Highlights: Happy New Year! If you plan to buy your dream home or sell your house in 2016, resolve to use a real estate professional! Real Estate Professionals are there for you through the entire process to help with pape [Read More...]


01/01/2016: Here’s To A Wonderful 2016!

Here's To A Wonderful 2016!   We hope 2016 is a great year for you both personally & professionally.Read More...]


12/29/2015: ** SOLD ** 4984 Berkeley Forest 4/3 Beautiful Home in Gulf Breeze with inground Pool

**SOLD**   MLS # 483460  4984 BERKELEY FOREST BLVD GULF BREEZE This is a gorgeous 4 Bedroom 3 bath 2 car garage brick home in a great subdivision. Minutes from the beach and downtown Gulf Breeze. Huge kitchen with  large island and a separate work area with bar. Separate pantry. This kitchen h [Read More...]


12/29/2015: NAR’s Latest Existing Home Sales Report [INFOGRAPHIC]

NAR's Latest Existing Home Sales Report [INFOGRAPHIC]   [Read More...]


12/29/2015: Don’t Let Rising Rents Trap You!

Don't Let Rising Rents Trap You!  
There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage. Don't Become Trapped Jonathan Smoke, Chief Economist at realtor.com recently repo [Read More...]


12/18/2015: FSBO, List Again or OTM? A Seller’s Dilemma

FSBO, List Again or OTM? A Seller's Dilemma   At the end of December, in every region of the country, hundreds of homeowners have a tough decision to make. The ‘listing for sale agreement' on their house is about to expire and they now must decide to either take their house off the market (OT [Read More...]


12/18/2015: How Long Does It Take To Save A Down Payment?

How Long Does It Take To Save A Down Payment?   In a recent study conducted by Builder.com, researchers determined that nationwide it would take “nearly eight years” for a first-time buyer to save enough for a down payment on their dream home. Depending on where you live, median rents, [Read More...]


12/18/2015: Selling Your House? 5 Reasons You Shouldn’t For Sale By Owner

Selling Your House? 5 Reasons You Shouldn't For Sale By Owner   In today's market, with homes selling quickly and prices rising, some homeowners might consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not [Read More...]


12/16/2015: Selling Your House? 5 Reasons You Shouldn’t try to sell yourself

Selling Your House? 5 Reasons You Shouldn't For Sale By Owner   In today's market, with homes selling quickly and prices rising, some homeowners might consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not [Read More...]


12/16/2015: Foreclosure Inventory Drops As Economy Improves [INFOGRAPHIC]

  Some Highlights: Foreclosure Inventory has dropped year-over-year for the last 4 years (48 months). Only 3.4% of US homes are in serious delinquency. 29 states have a foreclosure inventory rate lower than the national average. For more information you can download the full report here   [Read More...]


12/16/2015: Buying A Home? Do You Know The Difference Between Cost & Price?

Buying A Home? Do You Know The Difference Between Cost & Price?   As a seller, you will be most concerned about ‘short term price' – where home values are headed over the next six months. As a buyer, you must be concerned not about price but instead about the ‘long term cost' of the home. [Read More...]


12/12/2015: Our opinion of Home Prices: Past, Present & Future

Home Prices: Past, Present & Future CoreLogic released their most current Home Price Index last week. In the report, they revealed home appreciation in three categories: percentage appreciation over the last year, over the last month and projected over the next twelve months. Here are state maps [Read More...]


12/12/2015: Here is what You Need in 2016 To Qualify For A Mortgage

What You Really Need To Qualify For A Mortgage   A recent survey by Ipsos found that the American public is still somewhat confused about what is actually necessary to qualify for a home mortgage loan in today's housing market. The study pointed out two major misconceptions that we want to add [Read More...]


12/08/2015: NAR Reports Reveal Two Reasons to Sell This Winter

NAR Reports Reveal Two Reasons to Sell This Winter   We all realize that the best time to sell anything is when demand is high and the supply of that item is limited. The last two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that now is [Read More...]


12/07/2015: Rent vs. Buy: Either Way You’re Paying A Mortgage

Rent vs. Buy: Either Way You're Paying A Mortgage   There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage - either you [Read More...]


12/06/2015: Do You Know The Difference Your Interest Rate Makes?

  Some Highlights: Interest rates have come a long way in the last 30 years. The interest rate you secure directly impacts your monthly payment and the amount of house that you can afford. Experts predict that rates will increase by 3/4 a percent over the next 12 months. Secure a low rate now to [Read More...]


11/30/2015: Existing Home Sales Up 3.9%

Existing Home Sales Up 3.9%    Some Highlights: The annual adjusted sales are currently at a 5.36 million pace. 14,684 homes sell every day in the United States. October marked the 44th consecutive month of price gains. [Read More...]


11/30/2015: Will Millennials continue to buy homes if rate go above 4% IN 2016

Should I Pay a Mortgage Interest Rate over 4%?   Mortgage interest rates, as reported by Freddie Mac, have increased over the last several weeks. Along with Freddie MacFannie Mae, the Mortgage Bankers Association and the National Association of Realtors are all calling for mortgage rate [Read More...]


11/30/2015: Millennials ask?: What FICO Score is Needed for us to purchase a Home?

  In a recent article by the Wharton School of Business at the University of Pennsylvania, it was revealed that some Millennials are not looking to purchase a home simply because they don't believe they can qualify for a mortgage. The article quoted Jessica Lautz, the National Association of Read More...]


11/30/2015: In Third Quarter of 2015 Distressed Property Sales Hit New Low

Distressed Property Sales Hit New Low   The National Association of Realtors (NAR) just released their Existing Home Sales Report revealing that distressed property sales accounted for 6% of sales in October. This is down from 9% in 2014 and the lowest figure since NAR began tracking distres [Read More...]


11/18/2015: How to Get the Most Money you can get from the Sale of Your House 2015-2016

  Every homeowner wants to make sure they maximize the financial reward when selling their home. But, how do you guarantee that you receive maximum value for your house? Here are two keys to insuring you get the highest price possible. 1. Price it a LITTLE LOW This may seem counterintuitive. Howev [Read More...]


11/18/2015: ¡Gracias por su servicio!

  ¡Gracias por su servicio!Read More...]


11/18/2015: Thank You For Your Service!

Thank You For Your Service!  
Thank you for your service
!
Read More...]


11/18/2015: You Should Sell Now, Before Winter Hits

  People across the country are beginning to think about what their life will look like next year. It happens every Fall. We ponder whether we should relocate to a different part of the country to find better year-round weather or perhaps move across the state for better job opportunities. Homeown [Read More...]


11/18/2015: Selling Your Home? The Importance of Using a Real Estate Professional

  When a homeowner decides to sell their house, they obviously want the best possible price with the least amount of hassles. However, for the vast majority of sellers, the most important result is to actually get the home sold. In order to accomplish all three goals, a seller should realize the i [Read More...]


11/06/2015: House Hasn’t Sold Yet? Take Another Look at the Price

  The residential housing market has been hot. Home sales have bounced back solidly and are now at their second highest pace since February 2007. Demand remains strong going into the winter. Many real estate professionals are reporting that multiple offers are occurring regularly and listings are [Read More...]


11/06/2015: Waiting until after the Holidays Isn’t a Smart Decision

Waiting until after the Holidays Isn't a Smart Decision Every year at this time, many homeowners decide to wait until after the holidays to put their home on the market for the first time. Others who already have their home on the market decide to take it off the market until after the holidays. He [Read More...]


11/05/2015: “Los baby boomers” encontrando libertad en la jubilación

“Los baby boomers” encontrando libertad en la jubilación   Durante los próximos cinco años, se proyecta que los ‘baby boomers' van a tener el crecimiento más grande de hogares que cualquier otra generación durante el mismo periodo de tiempo, de acuerdo con the Joint Center for HousiRead More...]


11/05/2015: Great News:Baby Boomers Finding Freedom In Retirement

Great News:Baby Boomers Finding Freedom In Retirement   Within the next five years, Baby Boomers are projected to have the largest household growth of any other generation during that same time period, according to the Joint Center for Housing Studies of Harvard. Let's take a look at why... In [Read More...]


11/03/2015: Eligiendo un agente de bienes raíces a través de Facebook

Eligiendo un agente de bienes raíces a través de Facebook   Según un estudio conjunto publicado por Google y la Asociación nacional de Realtors, 2 de 3 personas que están buscando un profesional potencial en bienes raíces; los busca “minuciosamente en línea antes de trabajar con ellosRead More...]


11/03/2015: Picking a Real Estate Agent through Facebook

Picking a Real Estate Agent through Facebook     According to a joint study released by Google and the National Association of Realtors, 2 of 3 people searching for a prospective real estate professional research them“extensively online prior to working with them". And, that number is pro [Read More...]


11/03/2015: Homeownership is Still a Huge Part of the “American Dream”

Homeownership is Still a Huge Part of the “American Dream” There have been some who have voiced doubt as to whether or not the younger generations still consider buying a home as being part of the “American Dream”. A study by Merrill Lynch puts that doubt to rest. According to their re [Read More...]


10/29/2015: Los hispanos & la vivienda: La demanda durante la próxima década

Los hispanos & la vivienda: La demanda durante la próxima década   La Asociación de banqueros hipotecarios (MBA por sus siglas en inglés) recientemente publicó un informe: ‘Housing Demand: Demographics and the numbers behind the coming multi-million increase in household'. En este estudi [Read More...]


10/29/2015: Alert ! Hispanics & Housing: Demand Will grow Over The Next Decade

The Mortgage Bankers' Association (MBA) recently released a report: ‘Housing Demand: Demographics And The Numbers Behind The Coming Multi-Million Increase In Households'. In this study, the MBA “utilized a comprehensive analysis of data from 1976 to 2014, a period encompassing several markRead More...]


10/28/2015: Why I believe You Should Hire A Professional When Buying A Home!

Why You Should Hire A Professional When Buying A Home! Many people wonder whether they should hire a real estate professional to assist them in buying their dream home or if they should first try to go it on their own. In today's market: you need an experienced professional! You Need an Expert GuidRead More...]


10/19/2015: 4 Reasons to Buy BEFORE Winter Hits

4 Reasons to Buy BEFORE Winter Hits   It's that time of year; the seasons are changing and with them bring thoughts of the upcoming holidays, family get-togethers, and planning for a new year. Those who are on the fence about whether now is the right time to buy don't have to look much farther t [Read More...]


10/19/2015: New Home Sales Surge

New Home Sales Surge   According to the latest report from the US Census Bureau and the Department of Housing and Urban Development, newly constructed home sales jumped 5.7% month-over-month and 21.6% year-over-year to an annual pace of 552,000. Many buyers are looking to the new homes mark [Read More...]


10/19/2015: Are Millennials Finally Entering the Market?

Are Millennials Finally Entering the Market?     It appears that Millennials are finally beginning to enter the housing market. In a recentreport, CoreLogic looked at the annual net change in household formations over the last decade (see graph below): It appears this is the year that Millen [Read More...]


10/19/2015: Home Equity: You May Have More Than You Think

  CoreLogic recently released their 2015 2nd Quarter Equity Report which revealed that 759,000 properties had regained equity in the last quarter. That means that 91% of allmortgaged properties (approximately 45.9 million) are now in a positive equity position. Anand Nallathambi, president an [Read More...]


10/19/2015: ¿Están los ‘millennials’ finalmente entrando en el mercado?

  Parece que finalmente los ‘millennials' están empezando a entrar en el mercado de la vivienda. En un informe reciente, CoreLogic miro el cambio anual neto en la formación de hogares durante la última década (ver la gráfica a continuación): Parece que este es el año que los ‘millen [Read More...]


10/19/2015: ¿Realmente cree que su arrendador paga por las reparaciones?

  Un artículo reciente que apareció en Nasdaq.com abordó la cuestión de si es mejor comprar o alquilar en el entorno actual en bienes raíces. El artículo fue muy justo en debatir ambas opciones. Sin embargo, hay una porción del artículo que nosotros cuestionamos. Uno de los expertos fu [Read More...]


10/19/2015: Aumento en las ventas de casas nuevas

Aumento en las ventas de casas nuevas   Según el último informe de la oficina del Censo de USA y del departamento de la vivienda y el desarrollo urbano, Las ventas de las casas recién construidasaumentaron 5.7 % mes tras mes y 21.6 % año tras año a un ritmo anual de 552,000. Muchos de [Read More...]


10/13/2015: 4 Reasons to Buy BEFORE Winter Hits

4 Reasons to Buy BEFORE Winter Hits   It's that time of year; the seasons are changing and with them bring thoughts of the upcoming holidays, family get-togethers, and planning for a new year. Those who are on the fence about whether now is the right time to buy don't have to look much farther t [Read More...]


10/13/2015: Is it Time to Downsize your Home?

  A recent study by Edelman Berland revealed that of homeowners who are contemplating selling their house in the near future 33% plan to scale down. Let's look at a few reasons why that would make sense to many Americans. In a recent blog post, Dave Ramsey, the financial guru, discussed the adv [Read More...]


10/13/2015: Home Equity: You May Have More Than You Think

  CoreLogic recently released their 2015 2nd Quarter Equity Report which revealed that 759,000 properties had regained equity in the last quarter. That means that 91% of allmortgaged properties (approximately 45.9 million) are now in a positive equity position. Anand Nallathambi, president an [Read More...]


10/13/2015: Sales Up In (Almost) Every Price Range!

  The National Association of Realtors' most recent Existing Home Sales Report revealed that home sales were up rather dramatically over last year in five of the six price ranges they measure. Only those homes priced under $100,000 showed a decline (-7.7%). The decline in this price range poin [Read More...]


09/17/2015: What Do You Really Need to Qualify for a Mortgage?

What Do You Really Need to Qualify for a Mortgage?   A recent survey by Ipsos found that the American public is still somewhat confused about what is actually necessary to qualify for a home mortgage loan in today's housing market. The study pointed out two major misconceptions that we want to a [Read More...]


09/17/2015: 5 Financial Reasons To Buy A Home

5 Financial Reasons To Buy A Home   We have reported many times that the American Dream of homeownership is alive and well. The personal reasons to own differ for each buyer, with many basic similarities. Eric Belsky, the Managing Director of the Joint Center of Housing Studies at Harvard Univ [Read More...]


09/17/2015: The Cost of Waiting to Buy a Home

The Cost of Waiting to Buy a Home   The National Association of Realtors (NAR) recently released their July edition of theHousing Affordability Index. The index measures whether or not a typical family earns enough income to qualify for a mortgage loan on a typical home at the national level bas [Read More...]


09/05/2015: Foreclosure Inventory Hits Lowest Mark in Over 7 Years

Foreclosure Inventory Hits Lowest Mark in Over 7 Years [INFOGRAPHIC]   Some Highlights: The number of homes in the US in some stage of foreclosure is down 28.9% to 472,000. Only 3.5% of homes in the US are currently in serious delinquency. Foreclosure Inventory levels hit the lowest level since J [Read More...]


09/05/2015: NAR’S Latest Existing Home Sales Report

NAR'S Latest Existing Home Sales Report [INFOGRAPHIC] Some Highlights: Existing Home Sales are up 10.3% year-over-year across the country. Sales rose to an annual rate of 5.59 million marking the 10th month in a row of year-over-year gains Prices are up 5.6% year-over-year in the U.S. to a media [Read More...]


09/05/2015: 15,315 Houses Sold Yesterday! Did Yours?

15,315 Houses Sold Yesterday! Did Yours?   There are some homeowners that have been waiting for months to get a price they hoped for when they originally listed their house for sale. The only thing they might want to consider is... If it hasn't sold yet, maybe it's not priced properly. After all 1 [Read More...]


09/05/2015: 52% of American Likely to Buy in the Next 5 Years!! Are You?

52% Likely to Buy in the Next 5 Years!! Are You?   According to the recently released BMO Harris Bank Home Buying Report, 52% of Americans say they are likely to buy a home in the next five years. Americans surveyed for the report said they would be willing to pay an average of $296,000 for a ho [Read More...]


09/03/2015: New York Times: Homeownership is Best Way To Build Wealth

New York Times: Homeownership is Best Way To Build Wealth   The housing market has made a strong recovery, not only in sales and prices, but also in the confidence of consumers and experts as an investment. In a New York Timeseditorial entitled, Homeownership and Wealth Creation” they expl [Read More...]


08/27/2015: ***SOLD **$193,000 - 3/2 - 2012 Sqft. 5619 MAGGIE ROSE CIR, Milton FL

SOLD   $193,000   3/2 - 2012 Sqft. 5619 MAGGIE ROSE CIR, Milton FL North Hills Subdivision New Custom Built Home ready to go in North Hills Subdivision.  This home features everything you would expect in a custom built home and more.  This lovely craftsman style home features a popular open flo [Read More...]


08/27/2015: The REAL Reasons Americans Buy a Home

The REAL Reasons Americans Buy a Home   We often talk about the financial reasons why buying a home makes sense. But often, the emotional reasons are the more powerful, or compelling reasons. The Joint Center for Housing Studies at Harvard University performs a study every year surveying parti [Read More...]


07/27/2015: The Main Reason You Should Not Wait to Buy…

  The Joint Center for Housing Studies at Harvard University recently released their 2015State of the Nation's Housing report. The report concentrated on the challenges renters in this country are facing because of the diminishing supply of quality rental units and dramatically escalating rents. [Read More...]


07/27/2015: Freddie Mac: Equity Matters (a Lot!)

  According to a Merrill Lynch survey, over 80% of the people in this country believe that homeownership is still “an important part of the American Dream”. There are many financial and non-financial reasons people feel this way. One of the biggest reasons is because it helps build family w [Read More...]


07/12/2015: What is a Housing Bubble? Is One Forming?

  The recent talk of Greece and its financial challenges has some questioning whether the U.S. could also return to the crisis we experienced in 2008. Some are looking at the rise in real estate values and wondering whether we are in the middle of another housing price bubble. What actually is a Read More...]


07/07/2015: Homeownership Still The American Dream

Homeownership Still The American Dream      Some Highlights: Existing Home Sales are 9.2% higher than just one year ago. Home Prices are 7.9% higher than last year this time. The $250-500K price range leads the way with the largest improvement from last year at 17.4%. [Read More...]


06/29/2015: **UNDER CONTRACT **$184,000 - 5625 Maggie Rose Circle, Milton, FL

**UNDER CONTRACT** $184,000 - 5625 Maggie Rose Circle, Milton, FL 3/2 - 1917 Sqft.  North Hills Subdivision New Custom Built Home ready to go in North Hills Subdivision.  This home features everything you would expect in a custom built home and more.  This lovely craftsman style home features a [Read More...]


06/29/2015: $186,300 - 5637 Maggie Rose Circle, Milton, FL

$186,300  - 5637 Maggie Rose Circle, Milton, FL 3/2 - 1941 Sqft.  North Hills Subdivision New Custom Built Home ready to go in North Hills Subdivision.  This home features everything you would expect in a custom built home and more.  This lovely craftsman style home features a popular open floo [Read More...]


06/26/2015: Comprar Vs alquilar: ¿Qué realmente crea patrimonio familiar?

Hubo recientemente artículos de prensa en cuanto a si tiene o no sentido financiero el alquilar en lugar de comprar en el mercado de la vivienda de hoy. Por ejemplo, la reciente síntesis de junio  del índex de comprar vs alquilar de BH&J (BH&J Buy vs. Rent Index) que informo: “... a finaleRead More...]


06/26/2015: Sales Up In Almost Every Price Range

The National Association of Realtors' most recent Existing Home Sales Report revealed that home sales were up rather dramatically over last year in five of the six price ranges they measure. Only those homes priced under $100,000 showed a decline (-10.1%). The decline in this price range points [Read More...]


06/21/2015: Mortgage Rates Just Jumped Over 4%. Now What?

Mortgage Rates Just Jumped Over 4%. Now What?   Last week, mortgage interest rates jumped over the 4% mark for the first time this year according to Freddie Mac's Mortgage Market Survey. In an article in Housing Wire, a Bankrate analyst explained: “Mortgage rates rocketed higher following Read More...]


06/19/2015: 6437 Magnolia Street, Milton 4/2 Home In Milton: Great Starter House

MLS# 483456 6437 Magnolia Street, Milton Nice starter 4 bedroom 2 bath home convenient to downtown Milton and Tanglewood golf course. Home has a large fenced yard with a pool and deck around it. Covered porch in rear of home.   Property images will appear here on the live site. Do not edit this elRead More...]


06/17/2015: Advantages of Buying New Homes

Advantages of Buying New Homes There's an opportunity here in the Gulf Breeze and Navarre area to buy brand-new homes. You can pick everything about the home, from the land to the interior/ exterior features. With new homes there's a lot to consider, a 10-year-old home will be 20 years old in 10 yea [Read More...]


06/17/2015: Real Estate Boutique vs Mega Office

Real Estate Boutique vs Mega Office   For a long time mega real estate offices where the norm and the best way to do business for real estate agents. Real estate being such a competitive business, there are many agents that join and leave the industry by the day. In my opinion, boutique agencies a [Read More...]


06/17/2015: Ten Things Buyer's Want In Their Future Home

Keith Furrow has compiled a list of ten critical factors that all buyers are considering in the process of buying their future home. Depending on the buyer, some factors may be more important than others.   Quality of the Neighborhood Convenience to Job Overall Affordability of Homes Quality of Sc [Read More...]


06/17/2015: How Long Does It Take To Buy A Pensacola Home

How Long Does It Take To Buy A Pensacola Home   There are many keys to closing as fast as possible, but none are more important than finding the correct Realtor. We have had many clients come in just for one day and of been able to place an offer on that day. The buyer's motivation level is immeasu [Read More...]


06/17/2015: For Sale By Owner vs For Sale By Realtor

For Sale By Owner vs For Sale By Realtor Only 4% of homesellers that attempt to sell their home on their own actually sell it. One of the key reasons for this is that FBOS's do not have a directory of eligible buyers, Realtors do. I'm your average listing, a realtor put together hundred and 185 task [Read More...]


06/17/2015: Common Real Estate Terms

Common Real Estate Terms FSBO- a home that is for sale by owner. FHA-a mortgage that is offered that typically have lower interest rates, but more restrictions in regards to what home to buy. VA-Veterans Affair's mortgage that allows mortgage with zero down. Short Sale- Where the homeowners is selli [Read More...]


06/17/2015: Are Open Houses A Good Idea?

Are Open Houses A Good Idea?   The seller and their Realtor must discover their intent for the process before anything can occur. If you are in a high-traffic area, a midweek open house would be okay yet we strongly recommend weekends. I always suggest that my agents participate and hold open house [Read More...]


06/17/2015: Real Estate Verbal Offers vs. Paper Offers

Real Estate Verbal Offers vs. Paper Offers   I have always told all of my agents and all of my listings that they are never to accept verbal offers. Once we have an official offer that has been consummated, the only offers that we will take our backup offers. Technically, sellers can look it offers [Read More...]


06/15/2015: Brand New Home: 4334 Pats Court Gulf Breeze Florida 32563

    MLS# 472957  3/2 Home 4334 Pats Court New State of the Art Green Home being Built by Gulf Coast Dream Homes, Inc, "Leading Builder of Affordable Sustained Green Living". Many features included are installed to help you save money monthly. This Builder has designed this Earth Cents home think [Read More...]


06/15/2015: ***UNDER CONTRACT** Brand New Flynn Built Home 1575 Amarillo Trail, Gulf Breeze, Florida 32563

UNDER CONTRACT MLS# 473312 4/2 Brand New Home 1575 Amarillo Trail, Gulf Breeze   Brand New Craftsman Brick home. Open style home with great kitchen. All ***Photos Of Different completed home****Exterior walls framed with 2x4 lodge pole 16” O.C. studs. All Homes meet NEW RIGID hurricane codes. Co [Read More...]


06/15/2015: **UNDER CONTRACT ** 6723 Cedar Ridge Circle, Milton, Florida 32583

UNDER CONTRACT MLS# 477790 4/2 6723 Cedar Ridge Circle, Milton Four Bedroom, two bath Brick Celebrity Home builders home with a fenced yard and in-ground pool. Great convenient  location  near King Middle School and a few miles from Whiting Field. It features an open kitchen with view into vaulte [Read More...]


06/15/2015: **UNDER CONTRACT** Waterfront Town-home 1388 Windsor Park Rd, Gulf Breeze, Fl 32563 $260,000

UNDER CONTRACT $260,000 MLS #479143  3/2/1 Townhome  1388 Windsor Park Rd, Gulf Breeze Awesome town home has a great view of the Bay with nice dock. The view can be seen from kitchen and living room and rear bedrooms. Large back yard with landscaping and view. Enjoy out door living in Gulf Breeze [Read More...]


06/15/2015: Great Home 2873 Winners Circle, Navarre, Florida 32566

  MLS #480442  4/2 Home 2873 Winners Circle, Navarre Very Clean Brick home with lots of updates. This home sitting in a quiet community not far from the Hidden Creek Golf course and a few mile west of Hwy 87. The 4th bedroom is currently being used as a dining room. The closet/alcove inside the f [Read More...]


06/05/2015: Industry Experts Agree: Housing Supply Too Low

Industry Experts Agree: Housing Supply Too Low Last week, we reported on the lack of housing supply and how that was impacting the real estate market. Today, we want to let you know what other industry experts are saying. Daren Blomquist, RealtyTrac Vice President: “It's kind of a seesaw right no [Read More...]


06/05/2015: Selling Your House? Price it Right Up Front

Selling Your House? Price it Right Up Front In today's market, where demand is outpacing supply in many regions of the country, pricing a house is one of the biggest challenges real estate professionals face. Sellers often want to price their home higher than recommended, and many agents go along w [Read More...]


06/05/2015: New Study: Homeownership Creates Family Wealth

New Study: Homeownership Creates Family Wealth Matthew Rognlie, from the Department of Economics at MIT, recently released a paper: Deciphering the Fall and Rise in the Net Capital Share. One of the major findings of the report is that homeownership is and has been for the last fifty years a majo [Read More...]


06/05/2015: Pending Sales Surge: Great Sign for the Housing Market

Pending Sales Surge: Great Sign for the Housing Market
The most recent Pending Homes Sales Index from the National Association of Realtors revealed that homes going into contract in February increased to their highest level since June 2013. The Pending Home Sales Index is a leading indicator for t [Read More...]


06/05/2015: Housing Market is Healthiest in Years!

Housing Market is Healthiest in Years!  According to Nationwide's recently unveiled, Health of Housing Market (HoHM) Report, the US housing market is at it's healthiest levels since the index's creation in 2001. The index analyzes the health of the housing market across the country and in 373 met [Read More...]


06/05/2015: Is Getting a Mortgage Getting Easier?

Is Getting a Mortgage Getting Easier?
There has been a lot of discussion about how difficult it is to get a home mortgage in this market. There is no doubt that the process is not as easy as it was eight to ten years ago and that's probably good news. However, it does appear that availability to m [Read More...]


06/05/2015: 3 Questions to Ask Yourself Before Buying A Home

3 Questions to Ask Yourself Before Buying A Home | Keeping Current Matters If you are debating purchasing a home right now, you are surely getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently h [Read More...]


06/05/2015: Selling Your Home? The Importance of Using an Agent

Selling Your Home? The Importance of Using an Agent
When a homeowner decides to sell their house, they obviously want the best possible price with the least amount of hassles. However, for the vast majority of sellers, the most important result is to actually get the home sold. In order to accompl [Read More...]


06/05/2015: New Construction starts are growing fast

New Construction = New Competition
For the last several years, home sellers had to compete with huge inventories of distressed properties (foreclosures and short sales). The great news is that the supply of these properties is falling like a rock in the vast majority of housing markets (only 11% of [Read More...]


06/05/2015: Hurry Up!! Call your Agent and List your House!!

That headline might be a little aggressive. However, as the data on the 2015 housing market begins to roll in, we can definitely say one thing: If you are considering selling, IT IS TIME TO LIST YOUR HOME! We realize that existing home sales stumbled in January compared to December. But, if we compa [Read More...]


06/05/2015: Where Are Mortgage Rates Headed?

Where Are Mortgage Rates Headed? The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater the payment will be. That is why it is important to look at where rates are headed when deciding to buy now or wait until next year. Below is [Read More...]


06/05/2015: Homeownership Rates: Are They Really Crashing?

Homeownership Rates: Are They Really Crashing?
The Census recently released their 2014 Homeownership Statistics, and many began to worry that Americans have taken a step back from the notion of homeownership. Easy... Chicken Little The national homeownership rate peaked in 2004, representing a 69.2 [Read More...]


06/05/2015: You Should List Your Home Today!

You Should  List Your Home Today!
We all learned in school that when selling anything, you will get the most money if the demand for that item is high and the inventory of that item is low. It is the well-known Theory of Supply & Demand. If you are thinking of selling your home, here are two graph [Read More...]


06/05/2015: 2015: A Year of Housing Opportunity

2015: A Year of Housing Opportunity Many believed that when the housing market crashed, so too would the desire of American's to own a home again. Many reports have shown that, especially among younger generations, the American Dream of homeownership is still very much alive. Julián Castro, Secre [Read More...]


06/05/2015: Why Have Interest Rates Dropped?

Why Have Interest Rates Dropped? The headlines agree mortgage interest rates have dropped substantially below initial projections. Many who are considering purchasing a home, or moving up to their dream home, might think that they should wait to buy, because rates may continue to fall. A recent a [Read More...]


06/05/2015: Consumer Confidence at Highest Level in Over a Decade

Consumer Confidence at Highest Level in Over a Decade   Two recently released reports reveal that the American public is starting to feel much better about the U.S. economy. The University of Michigan's Surveys of Consumersshowed that: “Consumer optimism reached the highest level in the past dRead More...]


06/05/2015: Home Prices: Where will Home Prices be in 5-Years

Home Prices: A 5-Year Outlook   With inventory presently below historically normal levels, current & future home prices have been the topic of many real estate conversations. The most recent Home Price Expectation Survey was just released; giving insight into where experts believe prices will [Read More...]


06/05/2015: Five Reasons You Shouldn’t For Sale By Owner

Some homeowners consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not be a good idea for the vast majority of sellers. Here are five reasons: 1. There Are Too Many People to Negotiate With
Here is a list of som [Read More...]


06/05/2015: The Difference Between A Home’s Cost vs. Price

The Difference Between A Home's Cost vs. Price As a seller, you will be most concerned about ‘short term price' – where home values are headed over the next six months. As either a first time or repeat buyer, you must not be concerned only about price but also about the ‘long term cost' of th [Read More...]


06/05/2015: A Homeowner’s NET WORTH is 36x Greater Than A Renter!

A Homeowner's Net Worth is 36x Greater than a Renters! Over the last six years, homeownership has lost some of its allure as a financial investment. As homeowners suffered through the housing bust, more and more began to question whether owning a home was truly a good way to build wealth. Every th [Read More...]


06/05/2015: Five Reasons to Hire a Seasoned Real Estate Professional

Five Reasons to Hire a Seasoned Real Estate Professional Whether you are buying or selling a home, it can be quite an adventurous journey. You need an experienced Real Estate Professional to lead you to your ultimate goal. In this world of instant gratification and internet searches, many sellers th [Read More...]


06/05/2015: Is Real Estate Heading in the “Right Direction”?

The housing market has taken a great turn toward recovery over the last few years. The opinions of the American public toward real estate took longer to recover, until recently. For the first time since 2006, Americans have an overall positive view of real estate, giving the industry a 12% positive [Read More...]


06/05/2015: Are you going to Buy A House? Everyone Seems To Think This Is The Time

There are many people deciding on whether to sign a new lease on a rental property or take the dive into homeownership. Every situation is different. However, with rents, home values and mortgage interest rates projected to rise, buying now might make a lot more sense than waiting until next year. H [Read More...]


06/05/2015: Did It Make Sense to Wait?

There are many people out there who debated purchasing a home over the course of the last year, but ultimately did not. Whatever their reasons were for delaying, let's look at whether the decision to wait to buy made sense. What happened in 2014? The 30 year fixed rate on January 2, 2014 was 4.53% [Read More...]


06/05/2015: 5 Demands to Make on Your Listing Agent

5 Demands to Make on Your Listing Agent Are you thinking of selling your house? Are you dreading having to deal with strangers walking through the house? Are you concerned about getting the paperwork correct? Hiring a professional real estate agent can take away most of the challenges of selling. A [Read More...]


06/05/2015: Will the New Fannie Mae Appraisal Program, Help or Hurt?

Every home must be sold TWICE! Once to the buyer, and once to the bank appraiser if a mortgage is involved. The second sale may have just become more difficult.
A new program announced by Fannie Mae may slow down the home-sale closing process by causing more disputes over prices between sellers and [Read More...]


06/05/2015: Freddie Mac: 2015 Home Sales to Hit 2007 Levels

Freddie Mac: 2015 Home Sales to Hit 2007 Levels According to Freddie Mac's latest U.S. Economic & Housing Market Outlook, U.S. home sales in 2015 will show increase to the numbers associated with a normal real estate market. Here is their projection: “We are projecting a 4 percent rise in sales t [Read More...]


06/05/2015: Fannie and Freddie offer 3% Down Programs

Fannie and Freddie formally announce 3% Down Programs HousingWire recently reported that both Fannie Mae and Freddie Mac formally announced their 3% down options on home purchases. Fannie Mae's plan became effective December 2014 while the Freddie Mac plan will be available March 23, 2015. The HW a [Read More...]


06/05/2015: Why are you paying so much for rent, when you can buyer for less per month?


Many Millennials have postponed the purchase of their first home while waiting for the economy to recover. This has increased demand and dramatically lowered vacancy rates. In a recent article on the MarketWatch, economics reporter Ruth Mantell explains: “Landlords have ramped up rents by the fas [Read More...]


06/05/2015: The REAL Reasons Americans Buy a Home

The REAL Reasons Americans Buy a Home
Last week, we reported on the financial reasons that the New York Times felt that homeownership was important. The Joint Center for Housing Studies at Harvard University performs a study every year surveying participants for the reasons that American's feel a [Read More...]


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